In this powerful episode of The Mike Litton Experience, host Mike Litton sits down with real estate visionary Neal Bawa to uncover an extraordinary journey from adversity to massive success.

Born in Mumbai just before the Indo-Pakistani War of 1971, Neil faced unimaginable challenges early in life. From losing his father as an infant to navigating poverty in India, his story is one of resilience, grit, and determination.

Fast forward to today—Neil is the founder of Grow Capital, managing over $350 million in investments and working with more than 1,300 investors nationwide. In this episode, he shares how he leveraged data science, timing during the Global Financial Crisis, and unconventional thinking to build a thriving real estate empire.

What you’ll learn in this episode:

• How Neal turned hardship into a competitive advantage
• The power of data-driven real estate investing
• Why 2009 was the greatest buying opportunity in history
• How depreciation and tax strategy accelerate wealth
• The truth about passive investing (and the risks most ignore)
• Why transparency builds stronger investor relationships

Neal also shares insights inspired by futurist Ray Kurzweil and discusses the impact of innovation leaders like Elon Musk on global progress.

If you’re interested in real estate, entrepreneurship, or personal growth, this episode delivers actionable insights and powerful perspective.

Don’t forget to LIKE, COMMENT, and SUBSCRIBE to The Mike Litton Experience for more inspiring conversations with world-class entrepreneurs and thought leaders.

Welcome to The Mike Litton Experience Podcast!
Mike is passionate about being a father, a teacher, a Realtor, an investor and a leader! Everyone has a story and our passion is to help them tell it! We never want you to miss an episode, so please be sure to subscribe. Could we ask you for two quick favors? If you like our program, please tell a friend. Wherever you get your podcasts please leave us a rating. It helps us to connect with quality people just like you! Reach out to Mike on Instagram @themikelittonexperience.
Thank you for joining us for The Mike Litton Experience!

Who you work with matters and we would be honored to interview with you or anyone you know to sell your home! If you have questions, please reach out text or call 760-522-1227. Thank you! #livinginsandiego, #movingtosandiego, #themikelittonexperience, #homesforsaleinsandiego, #mikelitton, #sellahomeinsandiego, #buyahomeinsandiego, #toptipstogetthebestoffer #themikelittonexperience

In this episode of The Mike Litton Experience, host Mike Litton sits down with mortgage expert Laura Phillips, a seasoned loan originator with over 35 years of experience in the industry. From a childhood spent traveling across the United States to becoming a trusted authority in reverse mortgages, Laura shares her inspiring journey and the lessons that shaped her career. She dives deep into how reverse mortgages have evolved into a powerful financial planning tool—helping seniors create financial flexibility, support their families, and maintain independence in retirement. You’ll hear real-life stories of how Laura has helped clients fund once-in-a-lifetime experiences, support future generations, and navigate unexpected financial challenges with confidence. What you’ll learn in this episode: How reverse mortgages actually work (and common misconceptions) Why they are no longer a “last resort” financial option Strategies to use home equity for retirement planning Real client success stories that will inspire you The importance of family, legacy, and financial wisdom Laura’s personalized, client-first approach and decades of expertise make this a must-watch for anyone interested in real estate, retirement planning, or financial freedom. If you’re looking to better understand your financial options or help loved ones plan for the future, this episode is packed with valuable insights. Don’t forget to LIKE, COMMENT, and SUBSCRIBE to The Mike Litton Experience for more powerful conversations with industry experts and inspiring individuals. Turn on notifications so you never miss an episode! FAIR-USE COPYRIGHT DISCLAIMER: Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, commenting, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. Welcome to The Mike Litton Experience Podcast! Mike is passionate about being a father, a teacher, a Realtor, an investor and a leader! Everyone has a story and our passion is to help them tell it! We never want you to miss an episode, so please be sure to subscribe. Could we ask you for two quick favors? If you like our program, please tell a friend. Wherever you get your podcasts please leave us a rating. It helps us to connect with quality people just like you! Reach out to Mike on Instagram @themikelittonexperience. Thank you for joining us for The Mike Litton Experience! Who you work with matters and we would be honored to interview with you or anyone you know to sell your home! If you have questions, please reach out text or call 760-522-1227. Thank you! #livinginsandiego, #movingtosandiego, #themikelittonexperience, #homesforsaleinsandiego, #mikelitton, #sellahomeinsandiego, #buyahomeinsandiego, #toptipstogetthebestoffer #themikelittonexperience

In this powerful episode of The Mike Litton Experience, host Mike Litton sits down with real estate entrepreneur Mike Turner, who shares his incredible journey from growing up in Sitka, Alaska to building a scalable “real estate pension” that generates consistent passive income.

After experiencing the highs and lows of real estate—including major financial setbacks—Mike Turner cracked the code on creating reliable, recurring income without relying heavily on debt. Today, he has built dozens of income streams by investing in manufactured homes and structuring owner-financed deals, allowing him to earn while he sleeps.

In this episode, you’ll discover how Mike transformed failure into opportunity, why traditional real estate strategies often fall short, and how you can begin building your own long-term financial security through smarter investing.

What you’ll learn:

• How to create consistent passive income through real estate
• The “real estate pension” strategy explained
• Why avoiding excessive debt is key to long-term success
• How manufactured housing is creating new investment opportunities
• The mindset shift from chasing income to building recurring cash flow

Whether you’re an aspiring investor, entrepreneur, or someone looking for financial freedom, this episode delivers actionable insights and real-world strategies you can start applying today.

Don’t forget to LIKE, COMMENT, and SUBSCRIBE to The Mike Litton Experience for more inspiring stories and expert insights from leaders who are changing lives and building wealth.

Welcome to The Mike Litton Experience Podcast!
Mike is passionate about being a father, a teacher, a Realtor, an investor and a leader! Everyone has a story and our passion is to help them tell it! We never want you to miss an episode, so please be sure to subscribe. Could we ask you for two quick favors? If you like our program, please tell a friend. Wherever you get your podcasts please leave us a rating. It helps us to connect with quality people just like you! Reach out to Mike on Instagram @themikelittonexperience.
Thank you for joining us for The Mike Litton Experience!

Who you work with matters and we would be honored to interview with you or anyone you know to sell your home! If you have questions, please reach out text or call 760-522-1227. Thank you! #livinginsandiego, #movingtosandiego, #themikelittonexperience, #homesforsaleinsandiego, #mikelitton, #sellahomeinsandiego, #buyahomeinsandiego, #toptipstogetthebestoffer #themikelittonexperience