🗓 Schedule your no-cost consultation: https://www.perspective6wealthadvisor...

AI scams are becoming more sophisticated, and the next voice you hear asking for money might not belong to the person you think it does.
In this episode, security expert and bestselling author Robert Siciliano joins Matt to explain how artificial intelligence is transforming financial fraud, why even intelligent people fall for scams, and what you can do to protect your money, identity, and family. Robert shares real-world stories of AI voice cloning, sophisticated impersonation scams, and
even how he purchased an ATM on Craigslist and discovered sensitive financial information inside. We also explore why criminals increasingly target human behavior instead of technology, and how simple security habits can make you a much harder target. You don't need to live in fear of cybercrime. You need to develop habits that make you a harder
target.

Robert Siciliano is a security analyst, bestselling author, and creator of the Strategic Human Firewall approach. His work has been featured on CNN, Fox News, CNBC, and other major media outlets

Connect with Robert
web: https://protectnowllc.com/robert-sici...
LinkedIn: / robertsiciliano

📲 Connect
📌Web: https://perspective6wealthadvisors.com/
📞Phone: (952) 225-0333
📧 Email: info@p6wa.com
📍LinkedIn: / matthewdnelson

_________________________________________________
Matthew Nelson is an investment advisor representative with Savvy Advisors, Inc. ("Savvy Advisors"). Savvy Advisors is an SEC registered investment advisor. The views and opinions expressed herein are those of the speakers and authors and do not necessarily reflect the views or positions of Savvy Advisors. Information contained herein has been obtained from sources believed to be reliable, but are not assured as to accuracy.

The conversation provides an in-depth analysis of the Q4 2026 market outlook, discussing key factors influencing market performance, including bond yields, inflation, and the impact of AI investments. The speakers emphasize the importance of earnings in driving market trends and the strategic adjustments being made in client portfolios to navigate current economic conditions.

Takeaways

• Market remains on track
• Earnings drive market trends

Chapters

• 00:00 Introduction to Market Update
• 01:08 2026 Market Performance Review
• 03:11 Flat Market Dynamics
• 05:02 Inflation and Interest Rates
• 06:50 The Importance of Earnings
• 07:53 AI Investments and Market Sustainability
• 09:56 Speculation and Corporate Responsibility
• 11:17 Portfolio Strategies and Adjustments
• 12:43 Gold as a Hedge Investment
• 14:10 Conclusion and Future Outlook

Are Restricted Stock Units (RSUs) just a fancy bonus, or a wealth-building tool?

Building on the foundational knowledge from Part 1, this episode of the MedTech Wealth Advisor Podcast digs deeper into the strategic management of Restricted Stock Units (RSUs). Join host Matt Nelson and financial planner Jacob LaRue as they further explore the nuances of RSUs, offering advanced strategies for professionals looking to fine-tune their financial strategy.

Key Discussion Points:

• Balancing RSUs with Overall Financial Goals: Matt and Jacob discuss integrating RSU strategies with broader financial plans, emphasizing diversification and risk management
• Tax Optimization Techniques: Detailed exploration of how to minimize the tax impact of RSUs, including alignment with other financial events and tax strategies
• RSUs in Changing Market Conditions: Insights into managing RSUs amidst stock market volatility, including tactics for when to hold or sell
• Long-term RSU Planning for Career Moves: Strategies for handling RSUs during job transitions, including considerations for public versus private company RSUs
• And much more!

Resources:

• Do you have a topic you’d like to learn more about on this podcast? Send us an email at mwapodcast@focusfinancial.com to let us know. We look forward to hearing from you!
• Mastering Restricted Stocks and RSUs Part. 1 (Ep. 8)
• What Are the Investment Decisions to Consider with RSUs? – Perspective 6 Group

Connect with Matt Nelson:

• LinkedIn
• Instagram    
• YouTube    

Connect with Jacob LaRue:

• LinkedIn

Connect with Perspective 6 Group:     

• Perspective 6 Group    
• Facebook    
• LinkedIn    

Read More Read More

Roth conversions can be a powerful tax strategy, but are they the right move when you’re just about to retire? In this video, Matt walks through a real-life case study to test that very question. Using Jerry and Ruth Crawford’s $7.3 million portfolio, he explores different strategies, from converting everything at once to filling tax brackets little by little.

Here’s some of what we discuss in this episode:

Full Roth conversion vs. phased approach

Why converting all at once can reduce portfolio growth

Lifetime tax savings with bracket targeting

Impact of delaying Social Security to age 70

Flexibility and legacy benefits from tax-free Roth assets

0:00 – Intro

0:47 – Case Study

2:47 – Full Roth conversion

3:44 – Partial conversion

7:26 – Delaying Social Security

8:45 – Flexibility and legacy benefits

Other Resources

Our website: https://www.perspective6wealthadvisors.com/

Phone: (952) 225-0333

Email: perspective6@savvyadvisors.com

Schedule your no-cost consultation: https://www.perspective6wealthadvisors.com/start-here/

Essential Financial Guides

5 Ways to Maximize Your Medtronic 401k Plan Guide: https://perspective6wealthadvisors.com/guide/

Stock Compensation Tax Form Checklist: https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

ESPP: A Comprehensive Guide: https://perspective6wealthadvisors.com/espp-guide/

Check out our other no-cost financial resources here: https://perspective6wealthadvisors.com/resource-center/

Stay Connected

Check us out on YouTube: https://www.youtube.com/channel/UCZFSiozlOWNDN0PbgF6HzSA

LinkedIn: https:// www.linkedin.com/company/perspective-6-wealth-advisors

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products or services mentioned here are independent of Savvy Advisors, Inc.

Read More Read More

Wondering if you’re handling your stock compensation taxes correctly? Let’s build a strategy tailored to your equity → https://www.perspective6wealthadvisors.com/matt/

Stock Compensation Tax Form Checklist → https://perspective6wealthadvisors.com/stock-compensation-tax-checklist/

ESPP: A Comprehensive Guide → https://perspective6wealthadvisors.com/espp-guide/

If you received RSUs, stock options, or ESPP shares in 2025, tax season just got complicated.

Most high earners with equity compensation make one critical mistake: they end up paying taxes twice on the same income because they don’t understand basis adjustments.

In this video, we break down:

• Your tax filing timeline for 2026—when documents arrive and what deadlines matter
• The exact forms you need from your employer and brokerage (W-2, 1099-B, Forms 3921 and 3922)
• How to avoid the most expensive mistake—missing the basis adjustment that costs thousands
• Why ESPP tax reporting is more nuanced than most people realize
• The withholding problem that catches high earners off guard every year
• What you should do right now to avoid overpaying the IRS

Whether you’re with Fidelity, Morgan Stanley, Schwab, or E*TRADE, understanding how your brokerage reports stock sales can save you from costly errors.

If a significant portion of your compensation comes from equity, the standard 22% supplemental withholding rate probably isn’t enough to cover what you’ll actually owe. We’ll show you how to calculate whether you need quarterly estimated payments.

Investment advisory services offered through Savvy Advisors, Inc. Other entities and/or marketing names, products, or services mentioned here are independent of Savvy Advisors, Inc.