This week we wanted to try something a little different... this is the first episode of the MATT REACTS series, where Matt discusses his thoughts on a current event. We will sprinkle these episodes periodically into the mix of our usual content. In the first episode of the series, Matt talks about the market being down and how that can affect your finances, but more importantly, your peace of mind.

Subscribe to us on YouTube @themattmoneyshow - or wherever you get podcasts. Check out our instagram @themattmoneyshow and DM us your money question!

It is hard to follow a budget so that your money has a plan. It is also hard to be worried about debt, running out of money in retirement, and wishing you had gotten started earlier.

Ultimately, you choose your hard.

Subscribe to us on YouTube @themattmoneyshow - or wherever you get podcasts. Check out our instagram @themattmoneyshow and DM us your money question!

When you fully pay off your credit card balance every month, you are rewarded with cash back, points, or miles. But where do these rewards come from, and it is good for us as a society?

This episode is not meant to discourage credit card usage, in fact, Matt Money System includes the use of two credit cards as tools for staying organized. However, we are putting the question out there to create more awareness.

Subscribe to us on YouTube @themattmoneyshow - or wherever you get podcasts. Check out our instagram @themattmoneyshow and DM us your money question!

In this episode, we battle the myths about filing for an extension and using automated tax advisors. We cover the differences in tax rates, what is actually a deduction, and what to do if you can't pay your taxes.

Since Matt is a CPA who owns a tax firm, this is an episode you won't want to miss!

Subscribe to us on YouTube @themattmoneyshow - or wherever you get podcasts. Check out our instagram @themattmoneyshow and DM us your money question!

Many of us hear about the many advantages of being self-employed and owning your own business. You get to set your own schedule, choose your workload, choose who you work with, and enjoy flexibility and independence that most people dream of. However, many small business owners come to a rude awakening during tax season when they see their taxes owed.

This episode will help you understand how you're taxed, how to save money on taxes, and how to be prepared.

Subscribe to us on YouTube @themattmoneyshow - or wherever you get podcasts. Check out our instagram @themattmoneyshow and DM us your money question!

It is common to feel self-conscious or embarrassed when starting to budget. Our culture has normalized financial irresponsibility to the point that people will often discourage their own friends from taking positive steps toward stability and control.

In this episode, we unpack why budgeting feels uncomfortable at first, how social pressure reinforces unhealthy money habits, and why choosing financial discipline is an act of confidence—not deprivation. If you have ever felt judged for trying to get your finances in order, this conversation is for you.

Subscribe to us on YouTube @themattmoneyshow - or wherever you get podcasts. Check out our instagram @themattmoneyshow and DM us your money question!

Saying that rent is "throwing money away" is a myth, and a SUPER expensive one when people buy houses they can't afford to "start building wealth." Renting buys you time to save up a strong downpayment and emergency fund for the heavier responsibilities of home ownership.

Learn about what it means to be "house poor," the percentage of your monthly budget that should be for housing, and how to know if you're financially ready to be a home owner.

Subscribe to us on YouTube @themattmoneyshow - or wherever you get podcasts. Check out our instagram @themattmoneyshow and DM us your money question!

Learn where to keep your emergency fund, and how much it should be!

Subscribe to us on YouTube @themattmoneyshow - or wherever you get podcasts. Check out our instagram @themattmoneyshow and DM us your money question!