In this exciting episode of The Jones Zone, Darryl interviews Pat Leung about the One Big Beautiful Bill Act (OBBBA), its changes that will impact homeowners in 2026, and changes that homeowners should be aware of in 2026. With her extensive expertise, she breaks down the nuances of Private Mortgage Insurance (PMI) and how recent policy changes and innovative financial products are making homeownership more accessible.

This episode is a must-listen for anyone looking to understand how to navigate the intersection of real estate, policy, and tax efficiency to secure their financial future, particularly concerning the impact of PMI and the OBBBA on affordability.

Episode Highlights:

• Navigating Rising Homeowner Costs
• Understanding the OBBB's Potential Real-World Implications

Key Question Asked:

• What exactly is Private Mortgage Insurance (PMI), and why is it a common requirement for many homebuyers?
• How does the OBBB propose to make homeownership more accessible, particularly for first-time buyers or those with limited down payments?
• What potential impacts, both positive and negative, could the OBBB have on the broader housing market?

Guest Information:

Pat Leung

Website:⁠ ⁠www.leungtax.com

Phone: (949) 430-0338

Contact Darryl:

Call/text (714) 713-4663

Email: darrylandjj@gmail.com

Website: https://www.darrylandjj.com

Linktree: https://linktr.ee/darrylandjj

Darryl & JJ Jones Team

Darryl Jones

DRE #01076312

ERA North Orange County Real Estate

In part 3 of Darryl's conversation with local Orange County electrician Steven Ortiz, they discuss how smart home technology has changed the job of an electrician, why electricians might have more job security than ever, and more of Steven's best tips for electricity safety. Steven also discusses meeting Elon Musk when he worked on his home. That's a story you won't want to miss!

Guest Information:

Steven Ortiz, President/CEO of Eco-Tech Electrical Services Inc

(714) 514-5722

steve@eco-tech-electrical.com

https://ecotechelectricalca.com/services

Contact Darryl:

Darryl & JJ Jones Real Estate

Call/text: (714) 713-4663

Email: darrylandjj@gmail.com

DRE #01076312

Website: https://www.darrylandjj.com

Linktree: https://linktr.ee/darrylandjj

Stay tuned for part 3!

In this episode, part 2 of Darryl and Steven's conversation, local Orange County electrician Steven Ortiz discussed everything you should know about electric vehicle (EV) chargers, how to install an EV charger, what the EV charger installation process might look like, and much more.

EV chargers have been a hot topic in California, as more California homeowners are purchasing electric vehicles and need an electrician to safely install an EV charger in their California home.

Guest Information:

Steven Ortiz, President/CEO of Eco-Tech Electrical Services Inc.

(714) 514-5722

steve@eco-tech-electrical.com

https://ecotechelectricalca.com/services/

Contact Darryl:

Darryl & JJ Jones Real Estate

Call/text: (714) 713-4663

Email: darrylandjj@gmail.com

DRE #01076312

Website: https://www.darrylandjj.com

Linktree: https://linktr.ee/darrylandjj