The Great Wealth Transfer copertina

The Great Wealth Transfer

The Great Wealth Transfer

Di: ROC Vox Podcast Network
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Hosted by David Pulcini, CFP®, CEO of SixPoint Financial Partners, The Great Wealth Transfer Podcast dives into one of the most significant financial shifts of our time—the $84 trillion dollar transfer of wealth from one generation to the next.

This podcast provides actionable insights, expert advice, and real-world strategies to help families, professionals, and businesses navigate the complexities of preserving, managing, and growing their financial legacies. From tax planning and estate management to investing and philanthropy, each episode equips listeners with the tools to make informed decisions and secure their financial future.

Whether you're preparing to pass down wealth or aiming to build a lasting legacy, The Great Wealth Transfer Podcast is your go-to resource for all things wealth, family, and planning. Tune in for engaging conversations with industry experts and inspiring stories that illuminate the path to financial success across generations.
©2025 Six Point Financial Partners Economia Finanza personale
Episodi
  • Advanced RSU Tax Strategies Most Employees Miss | RSU 301

    Advanced RSU Tax Strategies Most Employees Miss | RSU 301
    Sep 21 2026
    Restricted stock units can be more than compensation—they can become a powerful financial-planning tool.

    In RSU 301, David Pulcini, CFP®, explores advanced RSU strategies that many employees overlook, including:

    • Planning around company blackout periods
    • Understanding short-term and long-term capital gains
    • Avoiding the trap of holding company stock solely for tax reasons
    • Coordinating RSU income with Roth conversions
    • Using vested-share proceeds to fund a 401(k), backdoor Roth IRA, 529 plan, or other financial goals
    • Deciding when professional guidance may be valuable
    This episode builds on RSU 101 and RSU 201 to help you think beyond vesting and create a more intentional strategy for your equity compensation.

    Schedule a conversation: https://calendly.com/dpulcini
    Visit SixPoint Financial Partners: https://sixpointfp.com
    Call: 585-485-0947
    Email: dpulcini@sixpointfp.com

    Subscribe to our channel for more informative videos:
    https://www.youtube.com/@sixpointfinancialpartners4351?sub_confirmation=1

    #RSU, #RestrictedStockUnits, #TaxPlanning,

    Recorded at ROC Vox Recording and Production, Rochester, NY
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    5 min
  • RSUs Explained: Vesting, Taxes & the 22% Withholding Trap

    RSUs Explained: Vesting, Taxes & the 22% Withholding Trap
    Sep 19 2026
    If your company gives you restricted stock units, you could be accumulating more wealth than you realize—and creating a larger tax bill than you expect.

    In this RSU 101 video, David Pulcini, CFP® explains:

    What restricted stock units are
    How an RSU vesting schedule works
    When RSUs become taxable income
    Why vesting—not selling—is usually the first tax event
    How the 22% federal withholding rate can leave higher earners owing additional taxes
    What changes after the shares officially become yours

    For example, if 100 shares vest while the stock is worth $50 per share, that generally creates $5,000 of ordinary income. Your company may withhold shares for taxes, but the amount withheld may not fully cover your eventual tax liability.

    This is RSU 101—the first installment in our restricted stock unit series. Next, we’ll examine whether to hold or sell vested shares, company-stock concentration risk, and the mistakes that can quietly cost RSU recipients the most.

    Schedule a conversation with SixPoint Financial Partners:
    https://calendly.com/dpulcini

    Learn more:
    https://sixpointfp.com

    David Pulcini, CFP®
    585-895-2117
    dpulcini@sixpointfp.com

    #RSU, #RestrictedStockUnits, #TaxPlanning,

    Recorded at ROC Vox Recording and Production, Rochester, NY
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    5 min
  • RSU 201 | Should You Sell Your RSUs When They Vest?

    RSU 201 | Should You Sell Your RSUs When They Vest?
    Sep 8 2026
    Your restricted stock units have vested, the taxes have been handled, and the company shares are sitting in your account. Now what?

    In RSU 201, David Pulcini, CFP® explains one of the most important decisions in equity compensation: whether to hold your vested RSUs or sell the shares and diversify.

    Doing nothing may feel safe, but it is still an investment decision. Over time, RSUs can quietly become 30%, 40%, or even 50% of someone’s net worth—all tied to the same company providing their paycheck and possibly their bonus.

    In this episode, you’ll learn:
    • What happens after restricted stock units vest
    • When selling RSUs may make sense
    • When holding company stock could be reasonable
    • Why selling immediately may create little additional taxable gain
    • How RSUs create company-stock concentration risk
    • Why your paycheck, bonus and portfolio shouldn’t all depend on one company
    • How to make an intentional RSU strategy instead of operating on autopilot

    The key takeaway: vest, then decide. Hold with intention—or sell and diversify.

    Watch RSU 101 first to understand vesting, ordinary income taxation and the potential 22% withholding trap.

    Next in RSU 301, we’ll explore blackout periods, capital gains, tax planning and how RSUs can fit into a broader financial plan.

    Schedule a conversation with SixPoint Financial Partners:
    https://calendly.com/dpulcini

    Learn more:
    https://sixpointfp.com
    David Pulcini, CFP®
    585-895-2117
    dpulcini@sixpointfp.com

    #RSU #RestrictedStockUnits #EquityCompensation

    Recorded at ROC Vox Recording and Production, Rochester, NY
    Mostra di più Mostra meno
    5 min
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