Is Rentvesting the "Secret Weapon" of 2026, or is the PPOR "Handbrake" Killing Your Portfolio?

📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (FEB 2026)We are launching a monthly deep dive into Australian property investing.👉 To get first access click the link here: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=rentvesting&utm_id=Episode+47

In this episode of The Follio Property Podcast, Reece Beddall & Lachlan Delahunty tackle the ultimate 2026 dilemma: should you buy the "Aussie Dream" home (PPOR) or become a strategic Rentvestor? With the property ladder harder to climb than ever, getting this first step wrong can set your wealth-building journey back by half a decade.

We pull back the curtain on the "PPOR Handbrake", the common mistake of over-leveraging on a personal residence and crippling your serviceability. Lachlan breaks down why he prefers Location Quality over Asset Quality, explaining why a "B-grade" villa in an "A-grade" suburb beats a house in a speculative regional town every single time.

Whether you are a first-time investor entering an "Aggressive Accumulation Phase" or a homeowner trying to understand why your bank won't let you go again, this episode is your strategic blueprint for the current market.

In This Episode You’ll Learn:

• The PPOR Handbrake: Why buying your "forever home" too early is the #1 mistake that kills serviceability and stops a portfolio in its tracks.
• The Rentvesting Edge: How to use rental income and tax benefits to stay aggressive in the market while maintaining your lifestyle.
• The 3 Accumulation Phases: A breakdown of the property lifecycle, from your first three "cornerstone" assets to the eventual upgrade phase.
• Location vs. Asset: Why you should hunt for B or C-grade assets (villas/units) in A-grade locations rather than chasing "sugar hits" in remote regionals.

• 2026 Debt Traps: Why car loans, credit cards, and "bad debt" are the ultimate deal-killers when the bank pulls out the fine-tooth comb.
• Fast-Tracking Equity: How to generate growth quickly to enable your second and third purchase faster than the bank’s standard forecast.

Timestamps:

00:00 Introduction

02:14 The "Accumulation Phase"

03:29 The Rentvesting Strategy

07:05 What Type of Property Should A First-Time Investor Purchase

09:50 What Makes A Good Regional Investment

13:08 How To Go From One Investment To Multiple - Without Risk

16:25 Avoid This Common First-time Investor Mistake

18:54 Are You Buying Your Home Incorrectly?

20:23 What Strategy Should A Rentvestor Investor Adopt

Key Themes:

• Rentvesting strategy 2026
• Property accumulation phases explained
• PPOR vs. Investment property serviceability

• Regional property investment risks 2026
• First-time investor portfolio building

About the Folio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FollioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #PropertyDownturn #Rentvesting

Is the 2026 Australian property market a calculated opportunity, or are we witnessing a "disgraceful" systemic failure?📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (FEB 2026)We are launching a monthly deep dive into Australian property investing.👉 To get first access click the link here: https://bit.ly/4am6rb7

In this episode of The Folio Property Podcast, Reece Beddall & Lachlan Delahunty pull no punches as they break down the February 2026 National Investment Report. Following the Reserve Bank’s first rate hike in two years and the government’s controversial proposal to slash the Capital Gains Tax (CGT) discount, the stakes for Australian investors have never been higher.

We dive into the "moronic" policy shifts that Lachlan warns will "crush" rental supply and the cold, hard data of a market that refuses to slow down. While Sydney remains vulnerable to the cash rate, cities like Perth and Brisbane are defying gravity with record-low listings and 2% monthly growth. Is this a sustainable "runway," or are we sprinting toward an affordability ceiling that will force thousands to sell prematurely?

Whether you’re a first-home buyer navigating the new 5% deposit grants or a seasoned investor trying to protect your cash flow in a 3.5% inflation environment, this episode is your 2026 survival guide.

In This Episode

• The CGT Disgrace: Why the government’s plan to halve the capital gains exemption is being called a "disgrace" that will worsen the housing crisis.
• The 1.2M Target Myth: Why the 1.3 million new arrivals in three years have made the government's housing promises look "incompetent."
• Perth’s Power Play: The data behind the 2% monthly growth and why 35% of the market is selling every single week.
• Sydney’s Vulnerability: Why the harbour city is at the most risk from rising interest rates and where the "smart money" is moving instead.
• Rental Surge (44%): The brutal reality of why rents are skyrocketing and how investors are actually the only ones bringing supply to the market.2026 Sentiment Index: Why 90% of investors remain "bullish" despite the headlines, and the 5% who are preparing to sell.
• Cash Flow vs. Capital Growth: Strategic methodologies to increase your yield through renovations and secondary dwellings as the "cost of money" rises.

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Key Themes:

• Australian property market forecast 2026
• Capital Gains Tax (CGT) changes impact
• RBA interest rate hike February 2026
• Perth and Brisbane housing supply crisis
• National Investment Report data insights
• Affordability ceiling and market runways
• Investor sentiment and portfolio sustainability

About the Folio Property Podcast

Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.
📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/

If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #propertydownturn Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

Is the Perth property market reaching a dangerous peak, or are we standing at the edge of a major 2026 structural shift?

📊 EXCLUSIVE ACCESS: THE NATIONAL INVESTMENT REPORT (FEB 2026)We are launching a monthly deep dive into Australian property investing.👉 To get first access click the link here: https://bit.ly/3ZtXOVL

In this episode of The Folio Property Podcast, Reece and Lachlan sit down with the most requested guest in the show's history: Trent Fleskens, a veteran developer who has managed over 100 successful projects. We dive deep into his personal journey and the data-driven reality of today's market to answer the question every investor is asking:

Is a major downfall coming, or is the inventory crisis just beginning?

Following a period where Perth has defied all expectations, we look at the cold, hard data of 2026. Trent breaks down the "Scary Data" behind the current inventory shock, why East Coast "locust swarms" are changing the socioeconomics of WA suburbs, and why your "fear of failure" might be the only thing keeping you from building real wealth.

Whether you're looking to understand the difference between being a "punter" and an expert, or you're a seasoned investor wondering if it's time to shift from houses to industrial assets, this episode provides the 2026 roadmap you need.

In This Episode You’ll Learn:

• The Trent Fleskens Story: From an 18-year-old anxious stock investor to a developer with 105 successful projects.
• The Perth Inventory Shock: What happens to prices when listings hit a record low of just 1,800 properties.
• Stocks vs. Property: Why Trent walked away from the "live nature" of the stock market to find sanity in tangible assets.

• Development Strategy: The "typology" shift - when to move from houses to triplexes, childcare centres, and industrial hubs.
• Solving the Housing Crisis: Why the 2026 market is a supply issue that requires solving society's problems to find profit.

• The 2026 Opportunity: Why Trent believes the fundamentals in Melbourne might finally be worth his attention.

Timestamps:00:00 Introduction 03:15 Trent Fleskens View On Property Investment 08:37 The Landscape Of The Perth Property Market 13:21 Trent's Property Portfolio 16:40 Trent's Portfolio Goal 18:30 How Trent Started His Business 23:03 When Did Trent Know The Perth Property Market Boom Was Coming 25:32 How East Coast Investors Changed The Perth Market 30:35 Trent's Investment Strategy In 2026 and Beyond 33:04 Will Trent Invest Outside PerthKey Themes:

• Perth property market shortage 2026
• Trent Fleskens property developer insights

Follow Trent Fleskens: LinkedIn: https://www.linkedin.com/in/trent-fleskens-bbbb3846/Business: https://www.strategicpropertygroup.com.au/Podcast: https://perthpropertyshow.com.au/

About the Follio Property Podcast

Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.

📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au

📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/

If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.

#AustralianProperty #PropertyMarket2026 #RealEstateAustralia #PerthProperty #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #PropertyInvesting #australianhousingmarket #australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #propertydownturn