In this episode of the ESPC Property Show, Paul & Megan dissect five of the six major political parties' manifestos ahead of the upcoming Scottish election on 7th May. They lay out ESPC's own manifesto and what they were hoping to see across the manifestos. They also explain the key topics affecting the current housing market and break down how each party proposes to tackle them.

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0:00 Introduction

1:06 The ESPC manifesto

5:10 How many houses will be built?

9:44 How will they help first-time buyers?

14:48 Changes to LBTT

17:53 Additional Dwelling Supplement changes

22:06 Council tax reform

25:28 How would they change rental controls?

29:40 Energy efficiency in homes

33:26 Proposed planning changes

37:11 Election results predictions

In today's episode Paul & Megan are joined by four property market experts for the ESPC Spring roundtable. The panel discuss what the market is currently like for buyers and sellers and what could lie ahead for the rest of the year. The panellists for this episode are Graham White (Anderson Strathern), James Armstrong (DMD Law), Laura Sheilds (Monarch Legal) and Robbie Horn (Gillespie Macandrew). CHAPTERS0:00-2:24 Intro 2:24-6:45 How is the property market right now? 6:45-7:49 Could house prices drop? 7:49-9:26 Is property still a good investment?9:26-10:54 There's not enough property on the market10:54-16:24 Is the market getting busier in Spring?16:24-19:05 Has buyer behaviour been influenced by interest rates?19:05-23:18 How much are buyers paying over valuation?23:18-27:41 What are the mistakes that buyers are making?27:41-29:52 Advice for pricing your property for market29:52-32:12 Why use "offers over" pricing strategy32:12-35:52 What's going to happen to house prices for the rest of the year?

On this episode of the ESPC Property Show, Paul & Megan sit down with property experts Louisa Raistrick (Head of Estate Agency, Coulters) and Sean Nicol (CEO, Simpson & Marwick) to discuss what happens at a property valuation. The chat includes the reason you shouldn't rely on an instant valuation tool online and when is the best time to put your home on the market. Get a valuation from an ESPC solicitor estate agent here.CHAPTERS:0:00-1:52 Intro1:52-3:30 What is a property valuation? And how does it differ from an online valuation?3:30-5:01 How long does a property valuation take? 05:01-7:04 How is a valuation different from a Home Report valuation?7:04-8:31 How to prepare for a valuation?8:31-10:16 What rooms do property valuers focus on?10:16-11:06 Floorplans11:06-13:11 Documentation required at valuations13:11-15:01 When should you get a property valuation?15:01-19:09 What are the factors that determine a property's value?19:09-20:41 How can a seller trust that a valuation is correct?20:41-21:50 Will an agent give you an exact price or a range? 21:50-24:22 What are the biggest misconceptions about valuation?24:22-27:00 How do valuers manage seller expectations?27:00-28:54 Advice for anyone thinking of selling their home28:54-30:55 What happens after a valuation?30:55-35:20 When is the best time of year to sell?

On this episode of the ESPC Property Show, Paul & Megan are joined by Alex & Nathan, two Property Managers from ESPC Lettings to discuss the experience of tenants living in Scotland. They discuss everything from what happens at an inspection through to how fast you can get your deposit back. Find a property to rent from ESPC Lettings here. Chapters:0:00-2:01 Intro2:01-4:09 What happens if a tenant has an issue in their rental?4:09-6:04 Can a landlord refuse to do maintenance?6:04-7:41 What are tenants responsible for?7:41-11:39 What happens at a property inspection?11:39-12:29 How often do letting agents conduct inspections?12:29-13:23 What is the process of ending your tenancy?13:23-13:42 How much notice do tenants have to give? 13:42-16:00 What should tenants do when they leave their rental home?16:00-18:32 Returning your deposit18:32-22:14 How fast can you get your deposit back?22:14-23:55 Staying transparent with your letting agent23:55-25:15 Maintaining gardens in a rental

In this episode of the ESPC Property Show, we are joined by Ruth from Eat Sleep Colour to discuss colour psychology and her checklist on how to make a home feel more "grown up". You can find out more about Ruth's services here.Join Ruth at our upcoming interior design event here.Read Ruth's article in the ESPC magazine here.Chapters:0:00-0:37 Introduction0:37-1:53 Meet Ruth1:53-7:22 How to define your "colour story"?7:22-9:18 Is it ok to paint a room red?9:18-15:06 How to make a colour palette for a room?15:06-18:06 How to add lighting to a room18:06-20:15 How to dress your windows20:15-21:42 What emotions might you want to feel in a room?21:42-24:05 How to style a bookshelf/coffee table24:05-26:57 How to choose art for your home26:57-28:36 How to add texture to a room28:36-30:09 Adding a stand out feature to each room30:09-31:09 How to add greenery to a space31:09-32:18 How to add scent and sound to a design#paidpartnership

This week we're discussing the current mortgage market and how first-time buyers are faring within it. Paul & Megan are joined by Martyn Johnson and Paul Demarco - two of ESPC's independent mortgage advisors. In this episode they cover the following topics:0:00-1:36 Intro1:36-2:55 Are first-time buyers in a better position now vs last year?2:55-3:48 What do lower interest rates mean for first-time buyers?3:48-4:52 Are there more first-time buyers looking for mortgages right now?4:52-6:16 Are first-time buyers facing a competitive market?6:16-7:30 Good news first-time buyer stories7:30-8:14 Mortgage lender competition8:14-8:48 Where will mortgage rates be at the end of 2026?8:48-10:08 What kind of rates are first-time buyers looking at right now?10:08-11:23 Remortgaging in 202611:23-14:36 The first steps first-time buyers should take14:36-15:26 How much savings do you need to speak to a mortgage advisor?15:26-16:09 Gifted deposit and "Bank of Mum & Dad"16:09-18:20 Guarantor & Joint Borrower Sole Proprietor Mortgages18:20-20:12 How to deal with adverse credit20:12-22:52 What are the most common mistakes first-time buyers make?22:52-25:24 Save more or get on the ladder faster?The information contained in this podcast is provided in good faith.Whilst every care has been taken in the preparation of the information, no responsibility is accepted for any errors which, despite our precautions, it may contain.The initial consultation with an adviser is free and without obligation. Thereafter, ESPC Mortgages charges for mortgage advice are usually £395 (£345 for first-time buyers).YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON AMORTGAGE OR OTHER LOANS SECURED AGAINST IT.ESPC (UK) Ltd is an Appointed Representative of Lyncombe Consultants Ltd which is authorisedand regulated by the Financial Conduct Authority.

Welcome to our 100th episode of the ESPC Property Show! Can you believe it?! To celebrate, Paul & Megan reminisce on the last three years of podcasting as well as 55 years of ESPC. They finish up by sharing their top 10 pieces of advice from across all of the ESPC Property Show.CHAPTERS:0:00-1:16 We're podcast centenarians!

1:16-3:10 How many guests have we had?!

3:10-5:10 How have property prices changed since 1971?

5:10-8:25 How has ESPC changed in the last 55 years?

8:25-9:52 Listener feedback

10:24-13:10 BEST BIT 1: The cost of garden design

Watch the full episode: https://open.spotify.com/episode/5I8ztfJsDSL2yjijyn9ii7?si=T9OQPYlcQLOFrWiUqyMEBw

13:10-14:41 BEST BIT 2: Does duration of co-habitation make you "common law" married

Watch the full episode: https://open.spotify.com/episode/2QVwcTW7ZfNJwAOFePqVVF?si=vivFOB4yQ_G9WTqjfOHkaA

14:41-16:46 BEST BIT 3: How does a first-time buyer know they're ready to buy

Watch the full episode: https://open.spotify.com/episode/6KCaTzFocFTPPl29IlWNry?si=MatrB9lmRBOVnnMUZH7BoA

16:46-18:44 BEST BIT 4: How to stage your home for selling

Watch the full episode: https://open.spotify.com/episode/2VDsCL4lJZ52tLBmvkApdT?si=ejBZis9ZQnKtp_0wGMq2Sw

18:44-21:16 BEST BIT 5: Creating a homeowners association

Watch the full episode: https://open.spotify.com/episode/39FaW6tLzQ7VwtyLcqZIUF?si=VX0S7KI1QVKyiSgpV2HF1A

21:16-24:01 BEST BIT 6: What is a Home Report?

Watch the full episode: https://open.spotify.com/episode/04bnFzpXcYYLf8GTrQxgSo?si=xnB01JbhSe69Nr0snLLuPg

24:01-26:22 BEST BIT 7: Inheritance tax on gifted deposits

Watch the full episode: https://open.spotify.com/episode/2Yf7gpYcHpYoZ12uX3FlBs?si=axKnhp3WQM2PCS9i68oLWQ

26:22-27:57 BEST BIT 8: How much money do first-time buyers need?

Watch the full episode: https://open.spotify.com/episode/0vMqc7uAf8Jnqrmb7nuxTp?si=8ljSQI3oQgeigqjd7Ot5fg

27:57-30:50 BEST BIT 9: Where are overseas buyers coming from?

Watch the full episode: https://open.spotify.com/episode/3bbAFBcqK9rLS0xg1dFxqp?si=51eMJKuJRD6IOzYbrnCiGg

30:50-33:15 BEST BIT 10: The role of architects in home buying

Watch the full episode: https://open.spotify.com/episode/18NRF0W2G6Y5MHQc9p4LJL?si=tFiuwkIBRuyxsAqr4E_n6w

On today's episode, Paul & Megan sit down to dissect the latest Scottish Budget announcement and how it could affect the local property market. They touch on a lack of action on LBTT and first-time buyer relief, the proposed "mansion tax" and the increase to the Cladding Remediation fund. Plus, find out what is on the ESPC manigesto ahead of the upcoming Scottish election.

Chapters:

0:00-0:54 Intro

0:54-5:58 "mansion tax" practicalities

5:58-7:56 Cladding remediation

7:56-8:57 More affordable housing budget

8:57-11:10 No property tax changes

11:10-12:50 The ESPC manifesto