You’ve been asking for it… our annual predictions episode is FINALLY HERE! We’re revisiting the calls we made for 2025, including one that genuinely made us feel like stock market geniuses, and a few that should’ve come with a “do not quote us” disclaimer. Then we roll straight into our 2026 predictions: what we think the markets are in for, whether Bitcoin’s about to have its main character moment, which big names could IPO, and the one theme we think might quietly run the whole year 👀

Also: Sophie records pantless, Vic has a travel meltdown that turns into an emergency fund masterclass, and Japan apparently has a… bear problem??

Now it’s your turn, do you think markets will be up or down by the end of 2026? Leave a comment, DM us your predictions, or send a voice note to The Curve Hotline! (https://thecurveplatform.com/pages/the-curve-hotline)

WTF does that mean? A guide to all the jargony bits:

S&P 500 – The 500 biggest US companies. The main US stock market vibe check.
FTSE 100 – The 100 biggest companies in the UK stock market (pronounced “Footsie”).
Bull Market – Stock market going up. Everyone feels like a genius.
Bear Market – Stock market going down. Everyone pretends they “invest long-term anyway.”
Volatile – Prices jumping up and down like they’ve had 6 coffees.
Market Correction – A decent dip after a big rise. The market’s little reset.
IPO – When a company joins the stock market for the first time. Its public debut.
Emergency Fund – Money set aside for life’s chaos (aka Vic at Heathrow).

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

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(00:00:00) Welcome back!!(00:00:36) Quick catch up(00:09:21) Re-visitng our predictions for 2025(00:25:53) Making predictions for 2026...(00:36:31) Thank you for listening to The Curve Weekly!(00:37:08) Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟

It’s our annual “let’s unpack the year that’s been” episode, and yes, it’s equal parts finance recap, emotional support podcast, and why does London cost £30 to breathe? We reflect on the year’s biggest money moments (hello wild stock market returns, AI doing the absolute most, Bitcoin being Bitcoin, and gold randomly popping off), plus the behind-the-scenes reality of running The Curve without spontaneously combusting. Expect honest chat about budgeting properly (and what happens when you don’t), building an emergency fund, buying property, borrowing money from parents (humbling!), navigating relationship finances, and the ongoing quest for balance when your to-do list regenerates overnight like a cursed Tamagotchi. It’s a mix of lessons learned, goals for next year, and a gentle reminder that you can do everything… just not all at once.

Drop a comment with what you learned this year, what you’re ditching in 2025, and the goals you’re taking into next year we want to hear it all!

Thank you for a fantastic year everyone and see you in 2026. ❤️

Credits:

Hosts: Victoria Harris & Sophie Hallwright

Producer & Editor: Emily Rigby

Social & Digital Manager: Lucy Munro

⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

For more from The Curve:⁠⁠⁠⁠

⁠⁠Investing Club⁠⁠

⁠⁠Website⁠⁠

⁠⁠Instagram⁠⁠⁠⁠⁠

⁠YouTube⁠⁠⁠⁠⁠

⁠TikTok⁠⁠⁠⁠⁠

⁠Newsletter⁠⁠

(00:00:00) Welcome to Raising The Curve!(00:00:36) Re-introducing our yearly tradition(00:02:59) Our 2024 reflections(00:05:41) What happened globally in 2025(00:09:50) Vic’s business reflections(00:12:56) Soph’s business reflections(00:15:45) Vic’s financial reflections(00:19:31) Soph’s financial reflections(00:22:34) Vic’s personal reflections(00:25:33) Soph’s personal reflections(00:27:44) Vic’s business learnings(00:29:14) Soph’s business learnings(00:31:49) Vic’s money learnings(00:33:01) Soph’s money learnings(00:35:33) Vic’s personal learnings(00:39:40) Soph’s personal learnings(00:43:22) Our previous goals for 2025(00:45:16) Vic’s goals for 2026(00:45:42) Soph’s goals for 2026(00:50:40) SEE YOU NEXT YEAR!(00:54:46) Thank you for listening to Raising The Curve!(00:55:12) Financial Disclaimer

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.