Episodi

  • SNAP Finance: The "No Credit Needed" Trap Exposed
    Jan 3 2026

    If you are with SNAP financing for anything, you should be aware of this--it's not breaking news, but it is news that you need to be aware of.


    #credit #creditreport #creditrepair #creditscore #fico #snapfinance



    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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    6 min
  • How a 100-Point Jump Can Save You $150,000 on Your Mortgage (The Math Will Piss You Off)
    Jan 1 2026

    In this episode, Harry breaks down how a 100‑point jump in your credit score can change your interest rate, slash your monthly payment, and save you well over $100,000 over the life of a mortgage.


    #CreditScore #Mortgage #HomeBuying #InterestRates #SaveMoney #FinancialLiteracy #FixCredit #CreditRestoration

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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    6 min
  • Zelle the dark side of electronic transfers
    Dec 29 2025

    The issues consumers face with Zelle. Most consumers don't realize that Zelle is owned by several of the big banks, but are they doing enough to protect consumers against fraudulent activities?


    #credit #creditrepair #creditreport #zelle #venmo @paypal

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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    8 min
  • Credit Repair 101
    Dec 26 2025

    Credit repair isn't a diet; it's a lifestyle. Build the habits that make a 750+ score your permanent reality, not just a temporary high. #CreditWellness #FinancialHabits #LongTermCredit #CreditMaintenance #FinancialHealth


    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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    6 min
  • The Juggling Act: How to Manage Multiple Credit Cards Without Losing Your Mind or Your Score
    Dec 23 2025

    Juggling multiple credit cards without losing your mind (or your score) is possible. Here's the commander's system for total control.


    #CreditCards #CreditManagement #MultipleAccounts #CreditScore #Autopay

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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    7 min
  • Identity Theft: When Your Credit Report Gets an Evil Twin
    Dec 20 2025

    Someone living their life on your dime? We walk you through the 3-step crisis plan to lock down your credit and evict the identity thief for good.


    #IdentityTheft #Fraud #CreditFreeze #CreditReport #FixCredit

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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    5 min
  • Student Loan Delinquency Explosion: 31% of Borrowers 90+ Days Late
    Dec 18 2025

    5.8 million people are 90+ days late on student loans. If you're one of them, your credit is about to get nuked. Here's the exact playbook to save it.


    #StudentLoans #Default #Delinquency #LoanRehabilitation #CreditReport #WageGarnishment

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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    5 min
  • The FICO Monopoly Is SLOWLY Changing
    Dec 16 2025

    Mortgage credit reporter FICO has been the king of the hill. Things may be slowly changing. Ask your lender about Vantage.

    #credit #creditreport #mortgage #FICO #vantagereport #creditscore #goodcredit

    See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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    5 min