With Election Day mere days away, Orlando Business Journal is taking a high-level look at two key issues on the Florida ballots — the Amendment 3 measure and how the gubernatorial race candidates are approaching property insurance. Orlando Business Journal's J.C. Carnahan and Logan Dragone join the Backdrop to share some insight from recent reporting. What are the impacts of both measures and why should businesses take the time to look closer at each.

The stories behind the episode:

• Amendment 3 threatens $2.2B in recurring Central Florida revenue, may shift burden to businesses
• Insurance market rebounds, but premium costs fuel governor's race

Florida intercity rail service Brightline has filed bankruptcy for some of related entities.

In September, Brightline entered Chapter 11 bankruptcy process to restructure of its $5.5 billion in outstanding debt.

Brightline Trains Florida LLC, the entity that runs the Orlando-to-Miami train service, will not be part of the bankruptcy, and the train will continue to run. The company said its goal is to deleverage its balance sheet and improve its liquidity.

Transportation Reporter and Senior Staff Writer Ryan Lynch joins the Business Backdrop to share more on Brightline's situation and what comes next.

Read more on the story here: Brightline-related entities file for Ch. 11 bankruptcy. Here's what it means.

In this latest Business Backdrop, we go deep into intergenerational business strategy with local business owners who have workforces made up of as many as five generations. They share their thoughts on how employees of different generations mentor each other, generate new ideas and the benefit that brings to businesses. Contributing Writer Cassidy Mills joins the show to share more on what she learned form her reporting.

How Orlando businesses are bridging the generational divide

Orlando law firm leader details challenge of growing while maintaining accessibility

Bridging the gap between Central Florida’s Hispanic talent and opportunity