Episodi

  • Episode 2 Elimination Periods
    Jan 25 2026

    The Ancilalry Guy discusses Elimination Periods on STD and LTD. How they work, how they are priced and some common errors. Trust me, its fun!

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    11 min
  • Episode 1 The Definition of Disabled
    Jan 18 2026

    The Ancillary Guy discusses the definition of disability in group insurance policies. He'll review the AND definition, the OR definition and the loss of duty only and the loss of income only and how each of these are different according to scenarios and carriers.

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    14 min