Groceries are expensive, but are supermarkets really the problem?

In our latest episode, Bruce and Tim explore New Zealand's supermarket duopoly, what we can learn from Chile's economic history, and why competition, regulation, and political decisions matter for investors and everyday Kiwis alike.

Discover why the real issue may be bigger than supermarket shelves.

(00:02:58) Are supermarkets really the problem?

(00:03:57) Changing ownership vs improving competition

(00:05:00) A local Napier example of competition barriers

(00:05:52) The connection between supermarkets and KiwiSaver

(00:07:22) Lessons from Chile's economic experience

(00:08:45) Importance of long-term thinking

Bruce Jenks is a Financial Adviser Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance and KiwiSaver solutions.

The Adviser Talk is available on all major streaming platforms, including Spotify and Apple Music.

The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visiting our website, www.stewartgroup.co.nz

Hosted on Acast. See acast.com/privacy for more information.

For more than 23 years, Stewart Group has partnered with Dimensional Fund Advisors to bring evidence-based investing to our clients.

In this episode of The Adviser Talk, Rory sits down with Nathan to explore the Nobel Prize-winning minds behind Dimensional, the power of evidence-based investing and why innovation continues to drive better outcomes for investors today.

(00:00:56) Welcome: Rory introduces Nathan Krieger

(00:01:23) What evidence-based investing is and how it differs from active investing

(00:04:02) How Nobel Prize-winning research shaped Dimensional's approach

(00:08:32) Innovation, client needs and bringing investment ideas to life

(00:12:53) Human behaviour, market noise and why investors struggle to stay disciplined

(00:15:47) The opportunities and risks of modern trading platforms

(00:17:40) The value of human advice in a digital world

(00:18:09) If Dimensional started today, what would be different?

• Rory O'Neill is a Financial Adviser as well as the Director and General Manager at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance & KiwiSaver solutions.

The Adviser Talk is available on all major streaming platforms, including Spotify and Apple Music.

The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visiting our website, www.stewartgroup.co.nz

Hosted on Acast. See acast.com/privacy for more information.

Turning 50 is not the finish line, it could be the most important financial planning milestone of all.

In this episode, Nick shares why your 50s are the ideal time to take stock of your retirement plans, make course corrections where needed and ensure the next chapter of life is built on a strong foundation.

The next few years can have a significant impact on your next 30. That's why having a plan matters more than ever.

Enjoyed the discussion? Take a look at Nick's Canny View article, Turning Fifty: The Inflection Point.

(00:02:02) What inspired Nick to write "Turning 50: The Inflection Point"

(00:02:35) The earning arc: Why your 50s are often your peak earning years

(00:02:42) Why your 50s are the peak years for building financial momentum

(00:04:44) Simplifying your finances and avoiding a "collection of memories" portfolio

(00:06:48) Why age 50 gives you time to make meaningful financial course corrections

(00:07:06) Health, ageing, and how changing circumstances can impact retirement plans

(00:09:07) The retirement trap: Taking your foot off the gas too soon

(00:09:46) The "cookies in the jar" analogy for building retirement wealth

(00:11:16) Family homes, downsizing and planning for the realities of later life

(00:15:36) Lifestyle assets vs investment assets: Understanding the difference

(00:20:34) Why having a financial plan and trusted adviser matters more than ever

(00:22:47) Final message: Reflect, make adjustments and don't wait until it's too late

• Nick Stewart (Ngāi Tahu, Ngāti Huirapa, Ngāti Māmoe, Ngāti Waitaha) is a Financial Adviser and CEO at Stewart Group, a Hawke's Bay and Wellington-based CEFEX-certified financial planning and advisory firm. Stewart Group provides personal fiduciary services, Wealth Management, Risk Insurance and KiwiSaver solutions.

Canny View Podcast is available on all major streaming platforms, including Spotify and Apple Music.

The information provided, or any opinions expressed in this show, are of a general nature only and should not be construed or relied on as a recommendation to invest in a financial product or class of financial products. You should seek financial advice specific to your circumstances from an Authorised Financial Adviser before making any financial decisions. A disclosure statement can be obtained free of charge by calling 0800 878 961 or visiting our website, www.stewartgroup.co.nz

Hosted on Acast. See acast.com/privacy for more information.