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The 10-Minute Homeowner - Chris Cusimano

The 10-Minute Homeowner - Chris Cusimano

Di: Chris Cusimano
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Your daily dose of simple, smart home advice from house hacks to insurance tips, buying/selling insights, and home maintenance must-knows.
Chris Cusimano, S. Florida Realtor based in Boca Raton & Coral Springs, Florida gives you quick, friendly guidance that saves time, money, and stress… all before you finish your morning coffee.

© 2026 The 10-Minute Homeowner - Chris Cusimano
  • 8. The Hidden Traps in Florida Real Estate Contracts That Cost Buyers Thousands
    Jan 20 2026

    Florida may be paradise, but buying a home here can be a legal minefield. In this episode, Chris Cusimano breaks down the “as-is” contract that dominates the Florida housing market—and uncovers how small mistakes can quietly kill deals or cost you thousands.

    Whether you're a first-time buyer, investor, or real estate pro, you’ll learn how to:

    • Use the inspection period loophole to your advantage
    • Avoid the invisible fuse of missed acceptance dates
    • Navigate escalation clauses and kickout clauses like a pro
    • Protect yourself from surprise expenses like missing appliances
    • Close with confidence by handling permits and title negotiations right

    Don't get burned by the fine print. This episode is your behind-the-scenes guide to mastering Florida real estate contracts.

    📍 Chapters:
    00:00 – Florida Real Estate is the Wild West
    00:40 – What “As-Is” Really Means
    01:10 – The Power of the Inspection Period
    01:45 – The Invisible Fuse: Acceptance Dates
    02:20 – Bidding Wars & Escalation Clauses
    03:00 – Kickout Clause Explained
    03:50 – The Appliance Trap
    04:40 – Permit Pitfalls
    05:30 – Title Strategy for Big Savings
    06:30 – The Real Cost of Not Knowing the Contract

    📌 Save this episode and revisit it before your next Florida real estate deal.

    👉 Visit www.coachingbycusi.com
    to learn about Chris’s real estate training and coaching programs.


    Get an instant home value estimate HERE

    See how The Homes By Cusi Team works HERE

    email: chris@homesbycusi.com

    cell: (561) 289-9305


    Agents: Apply to Chris' Coaching HERE

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    7 min
  • 7. Buyers - 7 First-Time Homebuyer Mistakes That Cost Thousands (Especially in Florida)
    Jan 13 2026

    Most first-time homebuyers don’t lose money because of bad luck — they lose it by following outdated advice. This episode reveals 7 costly mistakes buyers make, including the 20% down payment myth, credit score surprises, Florida property tax reassessments, and insurance inspection failures that can kill a deal. If you’re planning to buy a home, listen before you make these expensive mistakes.


    grab the contract analysis tool HERE: contractcoachapp.com

    Get an instant home value estimate HERE

    See how The Homes By Cusi Team works HERE

    email: chris@homesbycusi.com

    cell: (561) 289-9305


    Agents: Apply to Chris' Coaching HERE

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    5 min
  • 6. Buyers: Permanent Rate Buydown vs 3-2-1 Buydown in 2026: The Mortgage Strategy That Saves Buyers More Money
    Jan 2 2026

    If you’re buying a home in 2026, there’s a mortgage strategy that can lower your monthly payment by hundreds of dollars—but the most popular option isn’t always the smartest one long-term.

    In this episode, Chris Cusimano breaks down the 3-2-1 temporary rate buydown versus the permanent rate buydown, using real numbers and real buyer scenarios. You’ll learn why the option that feels less exciting upfront can actually save more money over time, and how smart buyers are structuring offers to get sellers to pay for it.

    This isn’t about timing the market or guessing where interest rates are headed. It’s about understanding how mortgages really work, how interest is front-loaded, and why offer structure matters more than purchase price in 2026.

    If you’re a home buyer, seller, or investor who wants to make financially smarter decisions—and avoid costly mistakes—this episode will change how you look at mortgage negotiations.

    🎧 Topics covered:
    • 3-2-1 temporary rate buydown explained
    • Permanent rate buydown explained
    • Real payment and interest comparisons
    • Why long-term savings beat short-term relief
    • How to negotiate seller-paid rate buydowns
    • Smart offer strategies for 2026 buyers

    📍 Buying or selling in Southeast Florida? Reach out to plan the right strategy for your situation.



    Permanent Rate Buydown vs 3-2-1…

    Get an instant home value estimate HERE

    See how The Homes By Cusi Team works HERE

    email: chris@homesbycusi.com

    cell: (561) 289-9305


    Agents: Apply to Chris' Coaching HERE

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    6 min
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