Every January on the Tea & Mortgage Podcast, we sit down with a cup of tea and chat with John Coleman, who makes his well-informed predictions for the year ahead.

Some land well.
Some miss.
But they always spark good conversation.

In this episode, we’re looking ahead to 2026 and sharing John’s predictions on:
• Home prices – where values could go and why it won’t be the same story everywhere
• Mortgage rates – what borrowers should realistically expect, not just headlines
• Buyer demand – who’s still active, who’s stepping back, and what that means
• Housing supply & inventory – will we finally see more choice, or more of the same?
• Banking speed (or lack of it) – approvals, delays, and whether anything actually improves
• New banks & changes – who’s entering, who’s shifting, and what it means for borrowers

And, as always, we finish with a few non-mortgage predictions from John for the year ahead:
• The World Cup
• Gaelic football
• Concerts & live events
• Travel, and more.

Have a wonderful 2026 – and we’ll circle back in December to see how many of these predictions were on the mark!

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As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie