Swiping, Borrowing, and Paying It Back copertina

Swiping, Borrowing, and Paying It Back

Swiping, Borrowing, and Paying It Back

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When someone swipes a card at a store, where does the money actually come from? Debit cards pull money you already have, but credit cards let you borrow from a bank—and that borrowed money comes with rules, fees, and a promise to pay it back. The episode traces how credit works step by step, from a kid lending a friend lunch money to the real systems banks use, and explains why borrowing isn't free.
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