In this episode of Social Currency, Tyler Seydel and Eric Schurr sit down with Kyle Rushman, Vice President, Prepaid Sales & Business Development at Usio, to explore how mission-driven fintech is reshaping financial access for underserved communities. From prepaid innovation to rapid-response payment solutions during crises, Kyle shares how technology can deliver financial wellness at scale—while keeping people and communities at the center.

In this episode, Madeline Fredin, Vice President of Partnership Strategy for Alloy Labs, explores how product-led growth is transforming community banking and fintech, and why delivering exceptional customer experiences has become a critical competitive advantage. The conversation dives into how AI is reshaping productivity, operational scale, and innovation across financial services. From emerging fintech strategies to the future of community banking, this episode offers an insightful look at how financial institutions can adapt, grow, and stay relevant in an increasingly AI-driven world.

In this episode, we’re joined by Brian Tate, President and CEO of the Innovative Payments Association, to discuss where payments policy and innovation are headed next. A graduate of Howard University with experience at the Financial Services Roundtable during the post-crisis reform era shaped by the Dodd-Frank Wall Street Reform and Consumer Protection Act, Brian draws on decades inside Washington to unpack what’s coming for fintech, prepaid products, and the broader banking ecosystem. From regulatory modernization to emerging technologies, he shares his outlook on the opportunities and challenges that will define the next chapter of the payments revolution.

Brian Tate, CEO, Innovative Payments Association

Brian C. Tate is president and CEO of the Innovative Payment Association.

A native Marylander, Brian is a graduate of the Howard University School of Law and is licensed to practice in the state of Maryland and the U.S. Supreme Court. In addition, Brian has an M.A. in political management from The George Washington University, and a B.A. in political science from King’s College (Pa.). Brian was also a White House intern during the Clinton administration in 1996.