Midterm elections are a pivotal time for small businesses during a presidential term. In this episode, National Political Analyst Jim Ellis breaks down what's at stake for small business and key races to watch. Learn more about how seat changes in the U.S. Senate and House could impact top legislative priorities, including bills on healthcare, taxes, and regulations that affect small businesses nationwide.

Learn more:

• Learn about ways to vote and NFIB-endorsed candidates with NFIB's Voter Guides
• Access the How Congress Voted Scorecard to see which lawmakers support small business policies

Take Action:

Find your nearest voting station and register to vote with NFIB's Voting Hub

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Soaring health benefit costs leave many small business owners without affordable coverage options for their employees. In this episode, a panel of small business owners joined NFIB’s Small Business Cost of Health Coverage Summit on Capitol Hill, where they discussed firsthand how escalating healthcare expenses affect their businesses and workers. The podcast offers practical solutions for small employers and explains how meeting with lawmakers on Capitol Hill can change the related laws and regulations.

Take Action:

• Fix the broken health benefits system
• Share how health coverage costs have affected your business

Learn more:

• Small Business Owners Visit Capitol for Healthcare Summit

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Economic Injury Disaster Loans (EIDL) provided a lifeline for small business owners during the height of the COVID pandemic, helping to cover business expenses and other financial obligations. Larry Webb, District Director at the Small Business Administration, discusses the EIDL repayment process and the resources available to small business owners struggling with repayment. The podcast also explores important information for business owners to avoid penalties and additional fees.

Learn more:

NFIB Fact Sheet on U.S. Treasury Collection Procedures

Manage your EIDL | U.S. Small Business Administration

SBA Loan Portal

SBA Resources (SBDC, SCORE, Veterans and Women Outreach Centers): Resource Partners - Small Business Administration

SBA District Offices Contact Information

Email the SBA EIDL Servicing Team at CESC@SBA.gov or call 833-853-5638 from 8 a.m. to 8 p.m. ET, Monday through Friday.

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Affordable healthcare is a top concern for small business owners. NFIB member Cailin Foster explains the challenges her small business faces offering healthcare to employees. U.S. Rep. Eric Burlison (MO-07) covers the latest developments in legislation to expand access to affordable healthcare options, including Health Savings Accounts (HSAs), Individual Coverage Health Reimbursement Arrangements (ICHRAs), and Short Term, Limited-Duration Insurance (STLDI). The podcast also explores advocacy work for the current legislation and what these more flexible choices mean for small businesses nationwide.

Take action:

NFIB | Reform the Broken Health Insurance System

Learn more:

Opinion Editorial on exploding healthcare costs

NFIB's Legislative Healthcare Plan

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Prepare for a variety of employee management challenges with practical tips for Human Resources. Legal experts at NFIB cover essential employment law questions, top hiring practices, and more. The podcast features a special segment from a recent NFIB webinar with additional information on handbooks and other resources for small business owners.

Learn more: Human Resources 101: A Small Business HR Playbook webinar

Legal guides for small business owners

Previous webinar resources: Webinar: Five Most Frequent HR Mistakes and How to Avoid Them

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Small businesses celebrate a big win as the U.S. Treasury Department issued a final rule regarding Beneficial Ownership Information reporting, creating mounting pressure for Congress to act. In this episode, U.S. Representative Warren Davidson joins NFIB’s Josh McLeod, Director of Federal Government Relations, with an update on the ruling, what this victory means for small businesses, and what Congress can do to permanently stop this unconstitutional mandate.

Take action:

• Thank the administration for protecting small businesses from this reporting mandate.
• Repeal Beneficial Ownership Reporting Requirements

Press Release: NFIB: Major Win for Small Businesses as Trump Administration Finalizes Rule on Beneficial Ownership Reporting - NFIB

Learn more: Protect Small Business Privacy

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NFIB's advocacy focuses on connecting and building relationships between small business owners and lawmakers. These relationships are critical in informing legislators about the issues that affect small businesses the most. Learn about events small business owners have attended and relationships formed with lawmakers and hear from members of Congress about the influence small business owners’ stories have on their policies.

Take Action on the most important issues for your business: Take Action on Policies - NFIB

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Beneficial Ownership Information (BOI) reporting is still a significant threat for small businesses. NFIB member Nancy Marr explains the costs and burden of the filing process. U.S. Representative Brad Finstad discusses the work Congress is doing, and NFIB Director of Federal Government Relations Josh McLeod provides a legislative update and urges small business owners to push for the repeal of BOI and for an unnecessary database of small business owners’ personal data to be destroyed.

Take action: Repeal Beneficial Ownership Reporting Requirements

Learn more: NFIB.com/ProtectPrivacy

Please rate, review, or like this podcast to support small business issues.