Should High-Income Physicians Stop Putting Everything Into Roth
Impossibile aggiungere al carrello
Rimozione dalla Lista desideri non riuscita.
Non è stato possibile aggiungere il titolo alla Libreria
Non è stato possibile seguire il Podcast
Esecuzione del comando Non seguire più non riuscita
Should High-Income Physicians Stop Putting Everything Into Roth
-
Letto da:
-
Di:
Should high-income physicians put everything into Roth? Many doctors earning $400K, $1M+ hear the same advice: pay taxes now, let it grow tax-free, and never worry again. But for many high-income physicians, maxing out Roth could actually mean paying more tax over your lifetime.
In this episode of The Locum CPA, CPA and Certified Private Wealth Advisor Stephen Lee breaks down when Roth makes sense, when traditional pre-tax contributions are the better play, and why most high-income physicians probably want both. You'll also learn why choosing traditional inside your 401(k) doesn't necessarily mean you should stop doing a backdoor Roth IRA.
The real question isn't whether taxes will go up. It's: what tax rate are you avoiding today versus what tax rate will you likely pay later? Your income level, retirement timeline, Roth conversion opportunities, and deferred compensation all matter. Don't make a 30-year tax decision based solely on "taxes are going up."
Book a consultation: https://thelocumcpa.com/book-appointment/?utm_source=podcast
Free guide, The CPA's Guide to Locum Tenens: https://thelocumcpa.com/cpas-guide-to-locum-tenens/?utm_source=podcast