In this episode of the Sandwich Bread Podcast, Tom Kaminski is joined again by Danny Schwartze, CEO of Your Cyber Life, to continue their conversation on cybersecurity — this time with a specific focus on aging parents and elders.

Building on the fundamentals covered in the prior episode, Tom and Danny walk through practical, realistic steps families can take to reduce the risk of fraud, identity theft, and scams targeting older adults. The discussion covers both technical safeguards and behavioral changes, with an emphasis on solutions that are effective without being overwhelming.

Topics covered include credit freezes, securing key accounts, document shredding, social media risks, AI-powered scam calls, and the importance of trusted contacts. While the focus is on elders, many of these strategies apply just as much to younger families and caregivers navigating an increasingly sophisticated cyber threat landscape.

Resources discussed in this episode include:

• NetCetera
• Your Cyber Life Login PIN 3803
• Federal Trade Commission (FTC) – Identity Theft & Scam Resources
  Federal Bureau of Investigation – Internet Crime Complaint Center (IC3)
  Report cybercrime and learn about emerging scam trends.
• Credit Freeze Information*
  • Experian
  • Equifax
  • TransUnion

*you do NOT need a paid subscription to freeze your credit with any of these credit reporting agencies

Helping aging parents stay safe at home often feels overwhelming, especially when families wait until a fall or health crisis forces decisions.

In this episode, Tom Kaminski, CFP®️, is joined by occupational therapist Emilia Bourland, OTR, ECHM, to talk about how families can take a proactive approach to aging in place. Emilia explains what occupational therapy really is, how home environments impact safety and independence, and which areas of the home deserve the most attention as we age.

They also cover realistic caregiving considerations, including dementia, the limits of family caregiving, and how to think about the financial side of home modifications and long-term care. The episode wraps with a clear, four-step framework families can use to start planning now rather than reacting later.

All of the resources discussed in today’s conversation are linked below.

Resources mentioned

• CareLab Podcast
  
  
• Ask SAMIE
  Virtual occupational therapy assessments and aging-in-place support
  
  
• Rosarium Health
  Occupational therapy assessments and guidance on benefits and home modifications
  
  
• USC Leonard Davis School of Gerontology
  Executive Certificate of Home Modification graduate directory
  
  
• LumaLink
  Voice concierge connecting people to aging-in-place and senior support services
  
  
• What Do I Do When...An Occupational Therapist’s Guide to Solving Daily Dementia Care Problems by Emilia Bourland
  This daily guide to dementia care gives practical tips and strategies for common challenges like eating, bathing, dressing, grooming, sleeping, wandering, agitation/aggression, fall prevention, and more
  
  

Cybersecurity has quietly become part of everyday life, whether we like it or not. In this episode, Tom Kaminski is joined by Danny Schwartze, CEO of Your Cyber Life, to talk through practical, real-world steps families can take to better protect themselves online.

From fraud texts and phishing emails to AI-driven scams, this conversation focuses on building awareness and putting simple safeguards in place without feeling overwhelmed. This episode is designed for families who want to strengthen their digital defenses, with a follow-up episode planned that will focus specifically on cybersecurity support for aging parents.

Resources discussed in this episode include:

• NetCetera
• Your Cyber Life Login PIN 3803