Short-term rentals are booming, but financing them is where a lot of hosts get tripped up. In this episode, Katie talks with Parker, a lender licensed in 45+ states, about how STR buyers can actually qualify using traditional QM (Qualified Mortgage) loans, more flexible non-QM products (bank-statement, 1099, full-doc non-QM), and DSCR (Debt Service Coverage Ratio) loans that rely on projected STR income or AirDNA data.

This episode also explains when you can safely buy in your own name and deed it into an LLC, how to tell if a seller-credit or rate-buydown is actually helping you or just “lipstick on a pig,” and the exact point where lenders treat occupancy as non-negotiable so you don’t drift into mortgage-fraud territory.

#STRLaw #ShortTermRentals #AirbnbInvesting #RealEstateInvesting #DSCR #NonQM #QualifiedMortgage #InvestorLoans #SellerCredits #LLC #MortgageCompliance

Get in touch with Parker Borofsky:

• Here is her website!

Short-term rental operators can find the deals — the tricky part is bringing in investors without creating legal or partnership headaches. The questions start fast: How long is the hold? Who manages? What if someone wants out early?

In this episode of STR Law, Katie Johnson sits down with Natalie Palmer (No Vacancy Podcast, Level Up Your Listing Summit) to break down a real deal she raised for an upstate New York STR. They walk through why they chose a 7-year exit, how they kept terms the same for every investor, using a manager-managed LLC, DSCR loans, and how to say “no” to non-ideal partners — without losing momentum.

If you’re moving from “I own a couple of Airbnbs” to “I raise capital and partner,” this will help you set it up cleanly. #STRLaw #ShortTermRentals #AirbnbInvesting #CapitalRaising #RealEstatePartnerships #LLCStructure #RealEstateAttorney #NataliePalmer

• Natalie Palmer’s website: hostwithnatalie.com

• The conference Level Up Your Listing Summit: levelupyourlistingsummit.com

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What if your Airbnb guest won’t leave?

An overstaying guest can quickly create legal and financial headaches if you don’t know your rights.

In this episode of STR Law, I’m joined by John Voss, with over 30 years representing property management companies and landlords in both residential and commercial cases. He explains the legal challenges that arise when short-term rental guests overstay, and how hosts can protect themselves from being pulled into landlord–tenant disputes.

What you’ll take away:

• Eviction vs. ejection: why the distinction matters for STRs

• What really happens when guests refuse to leave

• How landlord–tenant laws can affect short-term rentals

• The contract language that helps safeguard your property

• Practical steps hosts can take to stay compliant and reduce risk

🎙️ Stay ahead of the risks—discover how the right legal steps can protect your rental business.

#ShortTermRental #AirbnbHost #STRLaw #VacationRental #RentalProperty #PropertyManagement #RealEstateLaw #LandlordTenant

katiejohnsonplc.com