STR Insurance Beyond the Fine Print with Darren Pettyjohn
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Is your short-term rental actually covered or are you one claim away from discovering a costly gap in your insurance?
In this episode, Katie Johnson sits down with Darren Pettyjohn, co-founder of Proper Insurance and Wister Insurance, to discuss the insurance risks facing short-term rental owners, property managers, and co-hosts.
They break down why traditional homeowner and landlord policies may not provide enough protection for an STR business, along with common exclusions involving pets, guest damage, amenities, off-property accidents, and commercial activity.
Darren also shares real-world examples involving slip-and-fall accidents, water damage, permit failures, drowning claims, negligent contractors, and property management errors.
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