What does retirement really look like after 45 years in the fast-paced world of television news?

In this episode of the Retirement Concepts Podcast, host Lionel O’Mally welcomes Brady Halls, former television personality and longtime reporter for Channel 9’s A Current Affair, to share his journey from a demanding career in journalism to life in retirement.

Brady opens up about preparing financially for retirement, paying off debt, and making sure he had a plan for life beyond work. But as he discovered, retirement is about much more than money. It’s also about maintaining friendships, staying active, finding purpose, and adjusting to life without the routine and identity that come with a long career.

The conversation explores some important retirement lessons, including:

• Planning beyond the finances: Why you need a plan for how you’ll spend your days, not just your money.
• Finding purpose after work: How volunteering, hobbies, exercise and social connections have shaped Brady’s retirement.
• The importance of spending your savings: Why being too afraid to spend can mean missing out on the best years of retirement.
• Helping your children while it matters: Why supporting family earlier in life can be more meaningful than leaving money behind later.
• Understanding the stages of retirement: Making the most of your “go-go years” while you have the health and energy to enjoy them.
• Getting the right advice: How financial planning can help you feel confident about spending the money you’ve worked so hard to save.

After decades of putting his career first, Brady shares how his outlook has changed and why retirement is an opportunity to enjoy life, reconnect with people and make the most of the years ahead.

If retirement is on your horizon, or you’re already navigating life after work, this conversation offers practical insights and a timely reminder that retirement planning is about more than the balance in your super. It’s about creating a life you’re excited to live.

Welcome back to the Retirement Concepts Podcast.

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Welcome back to the Retirement Concepts Podcast with Lionel O’Mally from Purpose Planning and Peter Graham from Redefining Retirement. This episode holds a special place in our hearts, as it was the last podcast Peter recorded with Lionel before his passing. In this final conversation together, Lionel and Peter explore the final and often least discussed phase of retirement — the No Go Years — and the importance of preparing for this stage of life with care, confidence, and dignity.

They discuss how the No Go Years can arrive gradually or unexpectedly through illness, declining mobility, or changes in cognitive health. Peter shares his personal approach to preparation, including his “final letter” to his children, keeping important records organised, and ensuring loved ones know where to find essential information. Together, Lionel and Peter highlight the importance of having an up-to-date will, an enduring power of attorney, and clear instructions about future medical care and personal wishes.

You’ll also learn how to plan ahead for aged care, understand the financial implications of care facilities, and make informed decisions before a crisis occurs. They explore ways to support brain health, preserve meaningful memories, and create a lasting legacy that goes beyond money — one built on love, thoughtful preparation, and the memories we leave behind.

As we share this episode, we also honour Peter Graham and his lasting contribution to retirement education. His wisdom, generosity, and passion for helping people navigate retirement shine through in this conversation. His message about preparation, family, and leaving a meaningful legacy carries even greater significance now. Though Peter is no longer with us, his insights and the knowledge he shared will continue to help and inspire others for years to come.

For more retirement insights, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au, and connect with us on Facebook and Instagram.

Rest in peace, Peter. Thank you for the wisdom you shared, the lives you touched, and the legacy you leave behind. You will be deeply missed and fondly remembered.

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Welcome back to the Retirement Concepts Podcast with Lionel O’Mally from Purpose Planning and Peter Graham from Redefining Retirement. In this episode, we explore one of the most overlooked stages of retirement — the Go Slow Years — and why understanding this phase is key to living a more fulfilling life.

We unpack what the Go Slow Years really look like, how they can be triggered by health, mindset, or even lifestyle choices, and why many people unintentionally enter this stage earlier than expected. Lionel and Peter share insights on how to extend your more active years, maintain your health and independence, and avoid common pitfalls like underspending, boredom, and social isolation.

You’ll also learn why having purpose, staying socially connected, and making intentional financial decisions can dramatically improve your retirement experience — plus practical strategies to help you take action now rather than “later.”

For more retirement tips, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au, and connect with us on Facebook and Instagram.

Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.

We’re back! In this episode of the Retirement Concepts Podcast, co-hosts Lionel O'Mally and Peter Graham return to explore why retirement isn’t just about having enough money—it’s about knowing what to do with it.

🎙️ Hear how a financial planning session in rural Australia and a conversation with a top adviser in Singapore revealed the same truth: lifestyle is the real retirement challenge.

🔍 Topics covered:

• The difference between being financially ready and truly prepared
• Why lifestyle planning matters just as much as savings
• How to avoid "falling off a cliff" into retirement
• 70 questions you may not even know to ask

Whether you’re close to retirement or just starting to plan, this episode will shift your thinking.

📘 Grab yur copy of The Little Book of Retirement Concepts at lbrc.au (Start here with purchasing a guide to help you understand the possibilities in retirement to prepare you for the golden years!)

🔔 Subscribe to our Youtube, Spotify and right here on Acast, to stay updated as new episodes drop—each one packed with practical advice and real stories.

📱 And connect with us on Facebook, Instagram.

#RetirementPlanning #LifeAfterWork #RetirementConcepts #LifestyleInRetirement #FinancialFreedom #RetireWithPurpose

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In this episode of the Retirement Concepts Podcast, Peter and Lionel dive into the exciting "go-go years" of early retirement—a phase filled with energy, exploration, and new opportunities. They emphasise the importance of embracing this time to travel, create unforgettable experiences, and make the most of your retirement while health and mobility allow.

Learn why the go-go years are the ideal time to tick off your bucket list, invest in meaningful memories, and enjoy the financial freedom you've worked so hard to achieve. From adventurous travel tips to creating your own personalised bucket list, Peter and Lionel share practical advice and inspiring stories to help retirees make the most of this vibrant chapter in life.

Discover why these experiences are not just moments but "memory dividends"—joyful returns that continue to enrich your life long after the event. Whether it's a surprise trip to a hidden gem like the Faroe Islands or making small, meaningful adventures part of your journey, this episode will leave you inspired to plan, explore, and enjoy.

For more retirement tips, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au, and connect with us on Facebook, LinkedIn, and Instagram.

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In this episode of the Retirement Concepts Podcast, Peter and Lionel explore the essential elements of pre-retirement planning, focusing on both financial and lifestyle strategies to help you achieve a worry-free and fulfilling retirement.

You'll learn the importance of developing the right mindset early, understanding how financial preparation can reduce stress and create opportunities for a vibrant lifestyle. Lionel highlights critical financial planning topics, including superannuation, income strategies, and the role of the Centrelink pension, while Peter offers practical advice on housing decisions, downsizing, and the emotional challenges of moving.

Discover how to strategically plan for retirement, balance lifestyle dreams with financial realities, and avoid common pitfalls like delaying crucial decisions or underestimating the costs of retirement goals. From deciding when to retire to navigating life changes such as downsizing or embarking on that long-awaited caravan journey, Peter and Lionel guide you through practical steps to create a personalised retirement plan.

After listening, you'll feel empowered to take control of your retirement journey, armed with the knowledge to make informed financial and lifestyle decisions. For more tips and tools, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au and connect with us on Facebook, LinkedIn, and Instagram.

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In this episode of the Retirement Concepts Podcast, Peter and Lionel explore the foundational phase of financial planning: wealth accumulation. They delve into essential strategies for young professionals and pre-retirees, emphasising the power of early financial habits, the magic of compound interest, and the importance of taking advice from qualified experts.

Drawing from decades of experience, Peter shares timeless wisdom on the value of saving over borrowing, the pitfalls of excessive spending, and how small adjustments today can lead to significant long-term gains. The conversation also highlights key lessons from the book Die With Zero, discussing how to create meaningful experiences at the right stages of life and the benefits of purposeful wealth distribution.

This episode will inspire you to rethink how you manage money, make smarter financial decisions, and consider the balance between enjoying life and planning for the future. Don’t miss Peter’s practical advice on tackling spending habits and Lionel’s insights on leveraging superannuation and employer contributions for a secure retirement.

For more financial and lifestyle tips, grab your copy of The Little Book of Retirement Concepts at www.lbrc.au, and follow us on Facebook, LinkedIn, and Instagram.

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