🎯 Not sure where you stand with your retirement plan? Schedule your Complete Planning Review: https://www.rwpaul.com/complete-planning-review

Matt and Steve share a brand-new free resource built specifically for Ford, GM, and Stellantis employees preparing for retirement. In this episode, they walk through their new website, explain the updated Auto Worker’s Guide to Lump Sum Pensions, and break down some of the biggest financial decisions auto workers face. From pension versus lump sum choices to Social Security, annuities, healthcare, and retirement income planning, the conversation highlights why these “million-dollar decisions” deserve careful planning and personalized guidance.

Here’s what we discuss in this episode:

📚 Free Retirement Resource: A no-barrier education hub for “big three” retirees

🚗 Pension vs. Lump Sum: Why this decision impacts your entire retirement

📉 Interest Rates Matter: How rates can dramatically affect lump sum values

🛡️ Survivor Planning: Important considerations for spouses and beneficiaries

🧩 Hybrid Income Strategies: Combining pensions, annuities, and investments thoughtfully

Big Three Retiree: https://www.bigthreeretiree.com/

Learn more about us: https://www.rwpaul.com/our-firm

Contact Matt & Steve: https://www.rwpaul.com/contact

Phone: 248-305-9911

Find us on YouTube: https://bit.ly/481OA51

🎯 Not sure where you stand with your retirement plan? Schedule your Complete Planning Review: https://www.rwpaul.com/complete-planning-review

Everyone’s got an opinion about money (especially the people with a book deal or a TV show). Some of that advice is useful, and some of it sounds better on a stage than it works in real life. Today, Matt & Steve put these popular financial opinions under the microscope. Financial hot takes can be entertaining, motivating, and occasionally… unhinged. The key is knowing which advice fits your life and circumstances and ignore the irrelevant stuff.

Here’s what we discuss in this episode:

🪙 Kiyosaki’s Strategy: Heavy bets on crypto and metals come with major risk

💵 Emergency Fund Debate: Too much cash can quietly lose to inflation

📊 Net Worth Tracking: Awareness matters, but obsession can backfire

📉 Withdrawal Rates: Overestimating returns can derail retirement plans

🤖 AI Predictions: Betting on future abundance is not a current strategy

Learn more about us: https://www.rwpaul.com/our-firm

Contact Matt & Steve: https://www.rwpaul.com/contact

Phone: 248-305-9911

Find us on YouTube: https://bit.ly/481OA51

🎯 Not sure where you stand with your retirement plan? Schedule your Complete Planning Review: https://www.rwpaul.com/complete-planning-review

Every new year brings bold market predictions and plenty of confident opinions. But how much of that noise actually matters for your retirement? In this episode, Matt & Steve look back at what forecasters said last year, what really happened, and what’s already being predicted for 2026. And because no prediction show is complete without a little honesty, we wrap things up with a Grumpy Grandpa reminder about risk, reality, and expectations.

Here’s what we discuss in this episode:

🔍 2025 Predictions Review: What forecasters got right, and where they were wrong

📊 Forecast Accuracy Check: Why predictions often miss the mark

🔮 2026 Market Outlook: Big themes and expectations ahead

📉 Volatility & Strategy: How retirees should think about uncertainty

Learn more about us: https://www.rwpaul.com/our-firm

Contact Matt & Steve: https://www.rwpaul.com/contact

Phone: 248-305-9911

Find us on YouTube: https://bit.ly/481OA51