This episode features guest financial advisor Mark Rowlett with South Shore Retirement Services; he and David dive into why proactive tax planning is one of the most overlooked — yet most impactful — parts of retirement and wealth strategy. The conversation covers how taxes can erode retirement income, why location and policy matter, and how smart planning can help families keep more of what they’ve earned. If you want to understand the real power of tax strategy, this episode is a must-listen.

Today’s show opens with reflections on leadership, generosity, and community impact before diving into today’s financial news. David and Chip unpack positive inflation data, tax refund surprises, and federal workforce changes, along with a case study on how policy decisions affect businesses and workers. It’s a mix of perspective and practical economics you won’t want to miss.

This episode covers some surprising economic trends — including why Nebraska is outperforming much of the country when it comes to real income growth — and what that means for workers and business owners. We also dig into concerns about government spending, business incentives, and the challenges small businesses face navigating bureaucracy. Plus, an important conversation about retirement that goes beyond money — focusing on purpose, fulfillment, and why having a plan for life after work truly matters.