Ed Parcaut and RE/MAX Executive realtor Mike Kelly break down this week's real estate market on Real Estate Jerky, on Power Talk 1360 KFIV and iHeartMedia.

In this episode:

• Spam lead texts, a door company that never sent a quote, and the idea for a new "Friends of Real Estate Jerky" list of vendors Ed and Mike have used and trust
• Nationwide and California inventory and days-on-market numbers, plus local Stanislaus County closings
• How AI tools are changing everyday work for small businesses
• A renter survey on wanting to buy, and the down payment barrier
• CoreLogic home price data and why California is a different market
• Community events coming up, including the Veterans Day parade
• California FAIR Plan changes and why it pays to get insurance requoted
• Defensible space and fire prep
• A "Flintstones" cave house for sale in Illinois for $59,000
• How credit scores and debt-to-income come into play when buying
• U.S. News best places to live
• People leaving California, and a proposed ban related to silica in engineered stone countertops
• Community Corner: this weekend's local events, including the Cheese and Wine Festival

Airs Saturdays at noon on KFIV 1360, with replays Sunday at 3 PM and the following Wednesday at 7 PM. Find past shows wherever you get podcasts or at realestatejerky.com.

This show is for general information and entertainment only and is not an offer to lend or a commitment to lend. Edward R. Parcaut, NMLS #235384, CA DRE #01077454. Lending For Living Inc, Real estate broker, California Department of Real Estate, NMLS #855360, CA DRE #01907016. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines and program availability. NMLS Consumer Access: www.nmlsconsumeraccess.org Not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.

Ed Parcaut and Mike Kelly cover CLUE reports, water claims, low-loan qualified mortgage issues, national inventory, California and Stanislaus County housing numbers, Proposition 37 homebuyer assistance, USDA loans, VA loan strategy, PCE inflation, oil recovery, builder incentives, real estate fraud, coastal erosion, SB 1014, and Community Corner events.

National inventory rose to 895,398, median list price dropped to $439,000, days on market held at 70, and price reductions climbed to 42.51%. Stanislaus County showed 833 active listings and 250 September closings.

Ed and Mike also explain why water claims can haunt a property, why new homes are sometimes cheaper than resale, and why buyers need to run the numbers instead of chasing headlines.

A full Real Estate Jerky market update with something to chew on.

Contact and Social Links:

🔗 **Follow us:**
- **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky)
- **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky)
- **Website:** [Real Estate Jerky](https://realestatejerky.com)

🔗 Ed Parcaut:

www.edparcaut.com
- Twitter: [@EdParcaut](https://twitter.com/EdParcaut)
- LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate!

#RealEstateJerky #EdParcaut #MikeKelly #LoanSquad #LendingForLiving #MortgageRates #HousingInventory #PriceReductions #CLUEReport #WaterClaim #HomeownersInsurance #QualifiedMortgage #Prop37 #USDAloan #VALoans #BuilderIncentives #RateBuydown #CaliforniaRealEstate #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #RealEstateFraud #CoastalErosion #CommunityCorner #RealEstatePodcast #MortgagePodcast #HousingMarketUpdate #MarketNewsWithTeeth

Ed Parcaut and Mike Kelly cover national inventory, seller price reductions, California and Stanislaus County housing numbers, CLUE reports, water claims, VA buyer strategy, manufactured homes, rent versus buy math, and RealEstateJerky.com's new Community Corner.

National inventory reached 890,303, median list price was $439,900, days on market held at 70, and price reductions were 42.07%.

Ed and Mike explain why water claims can cause insurance problems for future buyers, why VA land and manufactured-home deals require careful structure, and why buying can beat renting when leverage, time, and appreciation are part of the math.

A full Real Estate Jerky market update with something to chew on.

Contact and Social Links:

🔗 **Follow us:**
- **Facebook:** [Real Estate Jerky](https://facebook.com/RealEstateJerky)
- **Instagram:** [@RealEstateJerky](https://instagram.com/RealEstateJerky)
- **Website:** [Real Estate Jerky](https://realestatejerky.com)

🔗 Ed Parcaut:

www.edparcaut.com
- Twitter: [@EdParcaut](https://twitter.com/EdParcaut)
- LinkedIn: [Ed Parcaut](https://www.linkedin.com/in/edparcaut)

Catch every episode for sharp insight and real talk about what matters now in real estate!

#RealEstateJerky #EdParcaut #MikeKelly #LendingForLiving #LoanSquad #MortgageRates #HousingInventory #PriceReductions #CLUEReport #HomeownersInsurance #WaterClaim #VALoans #ManufacturedHome #PermanentFoundation #RentVsBuy #Homeownership #RealEstateJerkyCom #CommunityCorner #CaliforniaRealEstate #StanislausCountyRealEstate #ModestoRealEstate #CentralValleyRealEstate #RealEstatePodcast #MortgagePodcast #HousingMarketUpdate #MarketNewsWithTeeth