In this episode, I sit down with Mike Kelly for an insightful conversation on financial planning and how to get started, no matter what stage of life you’re in.

We cover practical strategies, common mistakes people make, and how having a clear financial plan can bring confidence, clarity, and long-term stability. I truly enjoyed our conversation, and Mike does an excellent job breaking down what can often feel overwhelming into simple, actionable steps.

If you’ve ever wondered where to start with financial planning, this episode is for you.

Real Estate Disclosures & Due Diligence | Stay Out of Litigation with Hillary Johns, Esq.

When buying or selling a home, honesty and due diligence are everything. Sellers must disclose issues honestly — and buyers must hire professionals to verify the condition of the property.

In this episode, Linda Peltz chats with Hillary Johns, Managing Partner of Hillary Johns, Trial Lawyer, with offices in Beverly Hills, the Bay Area, and New York City. Licensed in CA, DC, MT, and NY, Hillary breaks down the dos and don’ts of real estate disclosures to help both sellers and buyers avoid expensive lawsuits.

Starting a business with a partner can be exciting—but it also comes with challenges you’ll want to prepare for. Meet Hillary Johns, Managing Partner of Hillary Johns, Trial Lawyer, with offices in Beverly Hills, the Bay Area, and New York City. Licensed in CA, DC, MT, and NY, Hillary brings deep knowledge of business law and partner formation to the table.

When forming a partnership, here are a few key guidelines to keep in mind:
🔹 Plan for change – What happens if a partner passes away, marries, or divorces? Life events can shift ownership and decision-making.
🔹 Outline responsibilities – Define roles clearly to avoid misunderstandings.
🔹 Decide on profit & loss allocation – Agree in advance on how money will be distributed—or reinvested.
🔹 Exit strategies matter – Plan for how a partner can leave the business without disrupting operations.

Hillary works with clients to draft strong agreements that prevent disputes before they happen. Her experience across business law, employment law, and real estate gives her a broad perspective to protect her clients’ interests.