Protecting Your Family: Life Insurance, Final Expenses, and Policy Reviews
Impossibile aggiungere al carrello
Rimozione dalla Lista desideri non riuscita.
Non è stato possibile aggiungere il titolo alla Libreria
Non è stato possibile seguire il Podcast
Esecuzione del comando Non seguire più non riuscita
Protecting Your Family: Life Insurance, Final Expenses, and Policy Reviews
-
Letto da:
-
Di:
Insurance agent Donald Marquez breaks down how life, homeowners, auto, boat, and motorcycle coverage can protect your family and your finances. He explains whole life policies designed for final expenses, with locked-in rates, cash value, accelerated death benefits, and optional child riders, and notes that some products require no physical exam and may be available to applicants with a smoking history or conditions such as diabetes, lupus, multiple sclerosis, or cancer, depending on underwriting. Donald also covers term insurance for younger families and mortgages, including expiration terms and conversion limits, and warns that borrowing against cash value accrues interest and can reduce the death benefit if left unpaid. He stresses the importance of keeping beneficiary designations current, especially when a beneficiary has passed away or a minor is named, and why a trust for minors must be set up by an attorney. Regular policy reviews can help clear up coverage limits, loan balances, and beneficiary details. Donald closes with contact information for calls or texts, with office visits available by appointment.