Sometimes the most valuable insights come from answering the questions investors are already asking. In this episode of Property Investing Roadmap, host Damian Collins is joined by a Momentum Wealth Property Advisory Manager: Robin Ram to tackle a rapid-fire round of questions submitted by clients and listeners.

From interest rates and market selection through to investment strategies, costs and portfolio structure, this episode unpacks the practical realities of building a property portfolio in today’s environment.

They also break down the true costs of owning an investment property, the trade-offs between yield and growth, and how investors can avoid common mistakes when structuring their portfolio.

What you’ll learn:

• Why market fundamentals and supply-demand dynamics matter more than short-term fluctuations
• How to approach investing across different cities and the role of diversification
• The key differences between buy and hold, renovation, development and flip strategies
• The upfront and ongoing costs of owning an investment property
• How to think about rental yield and the relationship between yield and risk
• Why high-yield opportunities may come with higher volatility
• The difference between buying fewer high-quality assets versus multiple lower-priced ones
• How to identify whether a property advisor or buyer’s agent is truly working in your best interest

FREE RESOURCE

Want help building a diversified property portfolio aligned to your goals?
Discover how Momentum Wealth helps investors design, acquire and manage property portfolios with long-term performance in mind.
Investor Pack – Momentum Wealth

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T&Cs

The information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional advice before deciding whether to invest.
This episode’s guests are representatives of Momentum Wealth Property Advisory Pty Ltd, Licensed Real Estate and Business Agent A82976.

When Numbers Aren’t Enough: Investing with Logic and Instinct

In this episode of Property Investing Roadmap, host Damian Collins is joined by Ara Salomone, Co-Director of State of Kin Design & Construction, to explore how personal values, emotion and lived experience can play a powerful role in building a successful property portfolio.

From designing award-winning homes in Perth to navigating her own investment journey, Ara shares how aligning investments with your beliefs — not just the numbers — can lead to better long-term outcomes.

Together, they unpack the reality of balancing financial strategy with intuition, the challenges of lending as a self-employed investor, and how stepping back can sometimes be the smartest move forward.

They also explore how Ara built a diversified portfolio across residential development and commercial syndicates, including her experience investing through Westbridge.

What you’ll learn:

Why removing emotion from investing isn’t always the right approach

How aligning investments with your values can improve decision-making

The importance of tailoring investment strategies — not using cookie-cutter models

How self-employment affects borrowing capacity and lending outcomes

Why stepping back and restructuring finances can unlock better opportunities

What to look for in a high-quality development site

The benefits of combining residential investing with commercial diversification

How property syndicates provide access to larger commercial assets

Why relationships and trust matter when choosing an investment partner

Key Takeaways:

A good investment isn’t just logical — it also needs to feel right

Short-term sacrifices may be necessary to achieve long-term goals

The best outcomes often come from balancing data with intuition

Investing is a long-term partnership — not a one-off transaction

Sometimes the smartest move is to pause and wait for the right opportunity

FREE RESOURCE

Want help building a property portfolio aligned to your goals and values?
Discover how Momentum Wealth helps investors design, acquire and manage high-performing portfolios:
https://www.momentumwealth.com.au/resources/investor-pack/

FOLLOW US

Instagram: https://www.instagram.com/momentumwealth/

Website: https://www.momentumwealth.com.au

LinkedIn: https://linkedin.com/company/momentum-wealth

SUPPORT FOR INVESTORS

Looking for guidance on residential, development or commercial property investing?
Explore tailored support through Momentum Wealth and Westbridge Funds Management:
http://www.momentumwealth.com.au/

T&Cs

The information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional legal, tax and financial advice.

Estate planning is one of the most important — and most delayed — parts of building long‑term wealth.

In this episode of Property Investing Roadmap, host Damian Collins explores how investors can protect what they’ve worked hard to build and ensure their wealth continues to benefit their family for generations to come.

Prompted by a listener question, Damian is joined by Jemma Sanderson, Head of Self‑Managed Superannuation Funds & Succession at Cooper Partners Financial Services, to unpack estate planning beyond “just having a will”.

With more than 25 years’ experience advising high‑net‑worth families, business owners and property investors, Gemma explains how estate planning intersects with superannuation, trusts, companies and property structures — and why misunderstanding control can lead to unintended (and sometimes devastating) outcomes.

This episode covers the practical realities of succession, control, incapacity and wealth transfer — and why estate planning is about clarity, not pessimism.

What you’ll learn:

• Why estate planning is more than just writing a will
• How estate planning fits into long‑term property and wealth strategies
• The difference between asset ownership and asset control
• Why trusts, companies and SMSFs don’t automatically pass through your will
• What happens to superannuation when you die
• Who can legally receive superannuation death benefits
• How trustee discretion can lead to disputes
• Why joint tenancy property bypasses your will
• Why outdated wills often fail investors
• What testamentary trusts are and how they work
• Tax benefits of distributing income to minor beneficiaries
• Asset protection advantages of testamentary trusts
• Why advanced health directives reduce family conflict

FREE RESOURCE

Want help building a diversified property portfolio aligned to your goals?
Discover how Momentum Wealth helps investors design, acquire and manage property portfolios with long‑term performance in mind.
Investor Pack - Momentum Wealth

FOLLOW US

Instagram:
https://www.instagram.com/momentumwealth/

Website:
https://www.momentumwealth.com.au

LinkedIn:
https://linkedin.com/company/momentum-wealth

SUPPORT FOR INVESTORS

Looking for professional guidance on diversification, interstate investing or blending residential with commercial property?
Explore the tailored support available through Momentum Wealth and Westbridge Funds Management:
http://www.momentumwealth.com.au/

T&Cs

The information shared on Property Investing Roadmap is general in nature and does not take into account your individual circumstances. It is provided for educational purposes only and should not be relied upon for investment or financial decisions. Always seek professional legal, tax and financial advice.
This episode’s guest is a representative of Cooper Partners Financial Services.