As 2026 approaches, many women are setting new goals — but few are asking the most important question: Do these goals honor who I already am?

In this episode, we talk about how to pursue growth without burnout, why you don't need to reinvent yourself to level up, and how to create goals rooted in clarity, peace, and alignment — especially during seasons of financial planning, emotional growth, and life transition.

This conversation is for women who are ready to:
• Set meaningful goals without self-pressure
• Build financial and personal stability intentionally
• Grow without losing their identity
• Enter the next season grounded, not exhausted

If you're stepping into 2026 with purpose — this episode will help you do it wisely.

In today's episode, we dive deep into the reality of financial and emotional burnout—a growing challenge for women managing careers, family obligations, and long-term financial decisions. If you've felt mentally drained, financially stuck, or unsure how to move forward, this episode will help you understand what's happening beneath the surface and how to take your next empowered step.

You'll learn:
• What financial burnout actually looks like
• How emotional overwhelm impacts your money decisions
• Why women in midlife and pre-retirement feel this pressure more intensely
• Practical strategies to reset, rebuild, and regain control
• How to create clarity in your financial life—without guilt or perfectionism

This is the episode every woman navigating stress, transition, or financial uncertainty needs to hear.

In this deeply personal and eye-opening episode, Joyce Palmer of JP Financial Group and Fran Marie sits down with Ramona Holloway — beloved radio host, speaker, and devoted caregiver — to talk about the emotional and financial realities families face when long-term care becomes part of the journey.

Ramona shares her own experience caring for her mother, revealing the unexpected challenges, the hidden costs, and the life-changing lessons that come with being a caregiver. This is the conversation every family needs to hear but rarely has.

🎧 In this episode, you'll learn:
• The true cost of long-term care (beyond the price tag)
• How caregiving impacts your savings, retirement, and emotional well-being
• Steps you can take now to prepare — financially and mentally
• Why so many people are unprepared, and how to avoid the same mistakes
• Encouragement for anyone currently caring for a parent or aging loved one

This episode offers truth, compassion, and practical financial wisdom — all in one place.

👉🏽 Follow the podcast and share this episode with someone who is walking the caregiving journey.
Your story matters. Your loved ones matter. And your financial peace matters too.

You take care of everyone — but who's taking care of you?

In this special episode, Joyce Palmer talks to the nurses, caregivers, and healthcare heroes who've given their lives to serving others. It's time to secure your benefits, protect your income, and prepare for a strong financial future.

🎙️ Topics Covered:

• Why financial planning matters for nurses

• How open enrollment can impact your future income

• The top 3 ways to protect your paycheck and build long-term wealth

• Real talk about burnout, balance, and financial peace

💡 Because caring for others starts with caring for yourself — financially, mentally, and emotionally.

👉🏽 Follow, rate, and share this episode to empower another nurse today.

💬 Life Insurance Awareness: Building a Legacy That Lasts

Description:
In this powerful episode, Joyce Palmer from JP Financial Group uncovers the truth behind life insurance myths and why so many families wait until it's too late.

🎙️ Discover the difference between term and whole life insurance, learn how cash value works, and understand why coverage is about love, not loss.

You'll walk away knowing:

• The #1 reason people regret not getting life insurance sooner

• How to choose the right policy for your goals

• How to turn life insurance into a wealth-building tool

💡 Because real financial freedom starts with protection.

👉🏽 Follow the podcast and share this episode with someone you care about.
🎧 New episodes every Tuesday, Thursday, and Sunday!

This week, Joyce Palmer from JP Financial Group walks you through everything you need to know for Medicare Open Enrollment 2026. From plan comparisons to money-saving strategies, this episode helps you make confident, informed choices about your healthcare in retirement.

🎙️ Real talk for women and families navigating Medicare — simple, clear, and stress-free.

You'll learn:
• What's new for 2026 and how it affects your coverage
• The difference between Advantage vs Supplement plans
• The deadlines you can't afford to miss
• The biggest mistakes retirees make (and how to avoid them)

💡 Follow, rate, and share this episode to help more families plan wisely for their future.

What happens when your body and your bank account collide?

Dr. Isreal joins Joyce and Francene to break down the real-life impact of medical expenses on retirement, and what Black and Brown families need to consider before they reach the red zone.

💬 In this episode:

• How chronic illness shifts your financial plan

• Preventing healthcare debt before it starts

• Cultural barriers to planning early

• Empowering health literacy for wealth longevity

This one is personal, powerful, and proactive.

If you think the Proactive Women Podcast is just for the ladies — think again. We're showing how men factor into the financial planning picture and why they need to be just as involved.

From unexpected risks to missed opportunities, this episode covers:

• Retirement planning blind spots for men

• Financial communication in relationships

• Why men delay planning (and how to fix it)

Men — this one's for you.