On this episode of The Perfect Cents Podcast, host Alex Becerra is joined by Emilio Barrera, a Community Development Specialist at SAFE Credit Union. Together, they dive into the power of financial planning and how it can completely transform your relationship with money, starting with the way you spend. Emilio shares his expert insights on why a solid plan isn't just about numbers; it's about alleviating stress and stopping the impulse decisions that set you back. Whether you are starting your financial journey from scratch or recovering from past "speed bumps," this conversation provides a judgment-free roadmap to success.

Key Takeaway: Financial wellness is not a one-size-fits-all solution. It's about aligning your spending with your core values and building a small pathway of steps to reach your larger vision.

SAFE is federally insured by NCUA and is an equal housing opportunity lender.

To check out the resources highlighted in this episode visit the links below.

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To contact the podcast team, email Podcast@safecu.org

Are you feeling the weight of financial stress? Join us for a special episode of the Perfect Cents Podcast as we celebrate America Saves Week and Financial Capability Month!

In this episode, Alex is joined by Savannah Brown, a Community Development Specialist at SAFE Credit Union, to discuss why building a savings habit is the essential scaffolding for your financial wellness plan. Whether you are starting with just one dollar or looking to break a cycle of debt, this conversation offers practical insights into shifting your mindset from "I can't" to "I can."

About SAFE Credit Union: SAFE is federally insured by NCUA and is an equal housing opportunity lender. For more information on financial well-being, visit our website at safecu.org to schedule an appointment with an expert today.

To check out the resources highlighted in this episode visit the links below.

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To contact the podcast team, email Podcast@safecu.org

On this episode of the podcast, Alex Becerra welcomes the newest member of SAFE Credit Union's Community Relations & Financial Education team, Eli Lopez! Together they discuss the importance of embracing a growth mindset, setting intentional goals, strengthening discipline, and practicing ownership & accountability. Throughout their conversation Eli also shares insightful analogies and helpful tips to illustrate the powerful impact of maintaining strong, clear, focus and following through on your commitments to achieve lifelong self-improvement. Tune in today, because staying committed to your goals, overcoming obstacles, and navigating challenges when things get tough… just makes Perfect Cents!

To check out the resources highlighted in this episode visit the links below.

To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events

To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/

To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/

To contact the podcast team, email Podcast@safecu.org