Why RBI Could Raise Rates Despite a Strong Indian Economy | Paisa Vaisa

Can your salary make you rich? Is ₹3 crore enough to retire? And how does an IPL team decide what a player is worth?

Moona Ssahni, Founder & CEO of Monaargy Consultancy and former CFO of Rajasthan Royals, speaks with Anupam Gupta about the money decisions behind an IPL team and the choices that shape our own financial lives.

Drawing on her 17 years at Rajasthan Royals, Moona explains how IPL teams earn revenue, manage expenses and approach buying players. The conversation then turns to building wealth from a salary, why earning more does not automatically mean having more, and what to do when you receive a salary hike.

They also discuss emergency funds, investing, rent versus buying a home, affordable EMIs and the lifestyle choices that can lead to debt. On retirement, Moona shares her framework for estimating how much invested money you might need, the assumptions behind it, and why the house you live in is different from investments that generate income.

From separate and joint bank accounts to children’s education, inheritance and ageing parents, this episode explores how money decisions change with family responsibilities.

Moona also shares ideas from her book, Money Karma: 9 Mantras to Fix Your Relationship with Money, including allocating money towards living, growing and giving.

Listen to Paisa Vaisa with Anupam Gupta for conversations about money, investing and business—and how they affect your life.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more

Watch full episodes right here on YouTube

Explore more at ivmpodcasts.com

Connect with Anupam Gupta:

Twitter: @b50

Instagram: @b_50

LinkedIn: Anupam Gupta

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Your salary may stop at 60, but your retirement savings may need to support you at 75, 80 or 85. How do you plan for that?

On Paisa Vaisa, Pranay Ranjan Dwivedi, MD & CEO at SBI Pension Funds, speaks with Anupam Gupta about retirement planning in India, the National Pension System (NPS), and the risk of outliving your money.

They discuss NPS costs and management fees, equity performance, employer contributions and tax benefits under the new tax regime. The conversation also explores how starting earlier gives your investments more time to compound, including an illustration comparing joining at 29 versus 30 and a ₹25 lakh difference in projected retirement savings at 60.

As India’s population gets older and people live longer, this episode looks at the money decisions that can shape life after your last salary.

Listen to Paisa Vaisa with Anupam Gupta for conversations about personal finance, investing and financial planning in India.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

Listen on Amazon Music Exclusively
Watch full episodes right here on YouTube
Explore more at ivmpodcasts.com

Connect with Anupam Gupta:
Twitter: @b50
Instagram: @b_50
LinkedIn: Anupam Gupta

Follow IVM Podcasts
We’re @ivmpodcasts on Facebook, Twitter & Instagram