The biggest contract of your life is not the number on the headline. Jeff Locke opens with the math on a $132 million deal: $100 million "guaranteed," about $80 million likely to be paid, and roughly $45 million in your pocket after tax and agent fees.

From there, Sam Acho, Zach Miller, Jeff Locke, and host Riccardo Stewart go around the table on what it actually feels like to get paid in the NFL, and what separates the players who get it right from the ones who get it wrong.

On the wrong side: trusting people you don't need to trust, anchoring your spending to the headline number, and never learning the business of the NFL.

On the right side: living simple and staying a ball guy, building a giving plan before the requests come in, thinking like a CEO about who is on your team and how they get paid, and staying educated instead of handing everything off. Three former players, one former coach, no corporate speak.

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Chapters
00:00 Cold Open: $132 Million Is Really $45 Million
00:30 Welcome: Getting Paid, Getting It Right vs Getting It Wrong
01:32 Zach Miller: What Signing The Big Deal Actually Feels Like
02:52 Getting It Wrong: Trusting People You Don't Need To (Sam Acho)
04:29 Getting It Wrong: Anchoring Your Spending To The Headline Number (Jeff Locke)
05:54 Getting It Wrong: Not Understanding The Business Of The NFL (Zach Miller)
07:42 Getting It Right: Living Simple And Staying A Ball Guy
08:42 Getting It Right: Building A Giving Plan Before The Requests Come In
09:48 Getting It Right: Thinking Like A CEO
10:48 Getting It Right: Staying Educated, Plus How To Reach Us