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Season 3, Episode #12. Not Me, But You! Podcast.

Connect with me/Follow me on X at: Waypa Today. Or send a message to me via email to: WaypaToday@gmail.com. I offer 1:1/small group coaching. Email me to set up a FREE 20 minute call to determine if it makes sense for us to work together.

In the last episode we talked about "sector rotation" in the stock market. Charles Payne, not a sponsor of this podcast, is a big sector rotation guy. I follow him but do NOT subscribe to any of his sales products. If you sign up for his free webinar, you won't see much screen time of Charles. You will spend a lot of time with an "instructor" who is really masquerading as a teacher but is actually a paid sales person who will attempt to convince you to pay approximately $4,000 to get access to Charles' stock picks for 12 months. I don't do that and I haven't done that. I can find stocks on my own withou paying a "subscription" for someone to do it for me.

If you want to, you can simply research the 11 different sectors of the stock market yourself! In this episode I also review some recent headlines in finance with companies like Apple, Meta, Walmart, etc. I also review the cost of these name brand stocks and then compare them to high yield/high risk dividend assets.

Typically, we invest for either growth (buy/hold) or income (immediate). I believe in CASH FLOW! If you grow your income stream FIRST, then you will find it easier to buy/hold shares of stocks like: Meta, Microsoft, Apple, Walmart, Home Depot etc.

All markets are manipulated, however, we can still find ways to consistently make money IN those manipulated markets. Don't be afraid to "vote" with your pocketbook or wallet in life. Where you choose to spend your money can influence people/behavior.

We talk about overcoming failure and fear of failure. It's possible to change your perspective on situations if you learn to think about them differently. I expect a "bumpy ride" in the markets from now until May/June 2026.

Be cautious when you research "best performing dividend stocks" because you will get stocks that are EXPENSIVE in price/share. We compare/contrast these with some high yield/high risk assets. I review my process (the "cascading waterfall approach" to investing) that I utilize when evaluating when to invest and when to grow my positions (my stack of shares) for assets.

The most important thing you can do today, after doing some research, is to take action. If you enjoy this podcast and/or get some value from it, consider sharing an episode with some of the people that you know.

#Investing, #ULTY, #MSTY, #Roth, #IRA, #Payne, #Webinar, #income, #Bitcoin, #sectors, #stocks, #FED, #Rates, #cash, #apple, #walmart, #microsoft, #meta

I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

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Season 3, Episode #11. Not Me, But You! Podcast.

Follow me/Connect with me on X at: Waypa Today. I offer 1:1/small group coaching. For set up a FREE 20 minute call email me at WaypaToday@gmail.com. You can also message me at that email if you do NOT have an X account.

We discuss Bitcoin price movement and Solana price movement with future projections relative to price. Also discuss how tech stocks are getting "hammered" in the market and also discuss "sector rotation" as a technique to use within your portfolio. Investors who use the sector rotation method are investing into "real economy" stocks that are contained in certain stock market sectors.

Energy, Materials, Industrial, Consumer Staples, Utility and Healthcare sectors.

NOTHING beats INCOME(Cash Flow!). MSTY and ULTY are STILL paying WEEKLY dividends! Charlie Munger: "The big money is not in buying/selling..."

Single stocks for growth I'm buying/holding: Tesla/MSTR/Nvidia.

We do a quick review of how to manage option positions where shares of stock have been assigned.

Have courage today, to pick one thing, and work on your dreams. We will talk again soon.

#Dividends, #Sectors, #Options, #MSTY, #ULTY, #Income, #Cash, #Flow, #Stocks, #Wealth, #IRA, #Economics, #Budget , #Time

I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.

Send a text

Season 3, Episode #10, Not Me, But You! Podcast.

Connect with me/Follow me on X at: Waypa Today. I offer 1:1/small group coaching. You can email me at WaypaToday@gmail.com to set up a FREE 15 to 20 minute call to see if it makes sense for us to work together.

In this episode we do a deep dive on Roth IRA's. We also discuss Traditional IRA's and Roth Conversions. There are only TWO requirements in order for you to be able to withdraw 100% TAX FREE from your Roth IRA account: One -be age 59 1/2 or older and Two -have had your Roth IRA open for at least 5 years.

Remember that you can own income producing assets INSIDE of your Roth IRA so that you can eventually withdraw JUST The INCOME and pay ZERO TAX on it! How nice is that? Not even a Traditional IRA offers you chance to do that. My overal goal at Full Retirement (as when I stopped working forever) was to have MOST of my money/assets in the Roth IRA and have as LITTLE as possible in the Traditional IRA. You can have MULTIPLE Roth IRA's and MULTIPLE Traditional IRA's. You just have stay within the yearly contribution amounts ACROSS ALL of your IRA accounts.

Max amount you can contribute to ALL IRA's depends on your age. If younger than age 50 you can contribute $7500 per year. If you are older than age 50 you can contribute $8,600 per year. Those amounts are the MAX amount you can contribute. But they do NOT count against and are NOT part of ANY Roth Conversion amount. Roth conversions have NO dollar limit.

Have courage today, to pick one thing, and work on your dreams.

#Bitcoin, #Roth, #IRA, #Retirment, #Taxes, #No Tax, #MSTY, #ULTY, #contribution, #wealth, #back-door-Roth

I'm not a financial advisor. This podcast is for education/entertainment purposes only. You will need to do your own research and accept responsibility for the results of any money you choose to invest. I love using Schwab.com to buy/sell stocks/ETF's/closed end funds/options. Schwab has a very user friendly app/website and their customer service is excellent. I can easily get to speak to a human being whenever I have questions.