No Down Payment? Let's Talk.
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No Down Payment? Let's Talk.
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In this episode, Julie Barritt & Sarah Wilkes sit down and talk through USDA loans in a way that actually makes sense. No lender jargon. No confusing fine print. Just the real story on how USDA home loans work, who qualifies, and whether zero down payment is actually a thing (spoiler: sometimes, yes).
They clear up common myths about “rural” areas, income limits, and what buyers need to know before getting their hopes up. The conversation also covers home inspections, common red flags, green flags, and how USDA financing compares to FHA and conventional loans.
If you’re a first-time home buyer, living in a small town, or just wondering if you qualify for a low-to-no down payment mortgage option, this episode walks you through the basics of the home buying process without overcomplicating it.
Thinking about buying? This is your starting point.