Big New Year's resolutions often lead to big overwhelm, and very little follow-through. In this episode, Alpha explores why micro-changes are the real key to sustainable financial growth and confidence.

Rather than focusing on drastic transformations, Alpha invites you to look at the small shifts in awareness, habits, language, and identity that quietly create powerful momentum over time.

• Why New Year's money resolutions often fail

• The role of identity in financial behaviour

• How beliefs, stories, and language shape your money habits

• The difference between intentional money management and avoidance

• Why micro-investing and small automations are so powerful

• How to create CEO-level clarity without micromanaging your finances

• Simple micro-actions you can implement immediately

This episode is perfect for anyone who feels overwhelmed by money, short on time, or stuck in cycles of avoidance, and is ready for a gentler, smarter way forward.

🎧 Tune in and start building momentum through micro-changes.

In this solo episode, Alpha invites listeners behind the scenes of her personal money journey. From her multicultural upbringing in Australia, shaped by financial scarcity and cultural expectations, to discovering her passion for financial empowerment for women.

Alpha dives into:

• Growing up as a daughter of migrants who had no money when they were growing up

• How money stories are inherited from generations before us — even when no one talks about money directly

• Why she became a "squirreler" with money, and the pivotal moment she realised she needed to learn how money really works

• The career path that didn't fit — including depression, burnout, and a brave leap into something new

• The spark that led her to financial education, property investing, and ultimately launching Money Made Simple

• How her love of travel helped her reconnect with joy and lifestyle vision in mid-life

• Why the Money Pie framework was born, and why "simple + intentional" will always beat complexity

✨This episode is your reminder that your past does not dictate your financial future, and that it's never too late to rewrite your money story with intention.

In this episode of Money with Alpha, Alpha sits down with financial advisor Dylon Mackriel, founder of DreamWise Financial Services, to unpack what financial planning actually involves — beyond the jargon, beyond the misconceptions, and beyond the old-school commission-driven model many people still fear.

Dylon shares his personal journey from South Africa to Australia, shifting from accounting into financial planning, and why the emotional side of money plays such a huge role in his work. You'll hear:

• Why everyone earning an income can benefit from financial advice

• What financial planners do beyond investing

• How superannuation, insurance, and retirement strategies really work

• The truth about self-managed super funds (SMSFs) — who they're for and who they're not

• ETFs vs direct shares vs SMAs (and why diversification is essential)

• How to choose the right advisor, and why education is a non-negotiable part of quality advice

• The emotional and behavioural side of money

• Dylon's personal money story, including growing up with limited resources and how that shaped his mission

This is an empowering conversation that helps remove the mystery from financial planning — so you can make smarter decisions, feel more confident, and understand the mechanics behind wealth-building… at any age.

Connect with Dylon:
DreamWise Financial Services – DreamWise Financial Services

Dylon Mackriel | LinkedIn

In this enlightening episode of Money with Alpha, Alpha Schulte sits down with Selena Hillier, Human Design practitioner, life coach, and corporate leader turned soul-led entrepreneur. Together they explore how understanding your unique Human Design type can unlock self-acceptance, release shame, and create alignment in every area of life — including money.

Selena shares her journey from corporate sales manager to Human Design guide, explaining how this blend of science and spirituality helps people reconnect with who they truly are. She and Alpha discuss practical ways to apply Human Design in relationships, parenting, business, and even how we relate to money.

From breaking free of conditioning and "shoulds," to accepting your natural energy flow, this conversation will inspire you to live—and spend—more consciously and authentically.

• Human Design blends science and spirituality using birth data to reveal how you're uniquely wired.

• Five energy types—Manifestor, Generator, Manifesting Generator, Projector, and Reflector—each operate differently.

• Self-awareness leads to self-acceptance. Understanding your design removes shame and judgment.

• Parenting and relationships transform when we honour how others are designed to operate.

• Money blocks often mirror conditioning. Human Design helps uncover energetic patterns behind financial habits.

• Goals aren't for everyone. Some people thrive through flow and intuition rather than rigid planning.

Instagram: www.instagram.com/selena_hillier_/
Website: www.pivotalmoments.com.au

In this reflective episode, Alpha takes you behind the scenes of her 2025 wrap-up — the highs, the lows, the unexpected, and the profoundly transformative. Using her five-part reflection framework (What worked well? What didn't? What did I learn? What do I want more of? What do I want less of?), she shares the real human side of a year filled with growth, disruption, loss, clarity, and powerful financial lessons.

You'll hear:

• Attracting aligned, entrepreneurial clients who value clarity and empowerment

• Beautiful stories of couples leaning into shared financial understanding

• How the Money Pie again proved its power — helping Alpha redirect an extra $12,000 toward her daughter's school plan without sacrificing lifestyle

• Wins in personal investing and steady long-term growth

• Delays in launching her software and writing her book

• A challenging year caring for her father and processing his unexpected passing

• The shock of funeral expenses — and why emergency funds matter more than we realise

• The true cost of international travel and the sting of exchange rates

• The absolute necessity of buffers and emergency funds

• The importance of transparent financial conversations with family

• How settling an estate reinforces why wills, enduring powers of attorney, and paperwork matter

• A deep dive into investment strategies, lump sum decisions, ETFs, super, tax implications, and the emotional side of investing

• The reminder that clarity comes from education, support, and time — not rushing big financial decisions

• Calm, joy, and lightness

• Community, connection, and a safe space for women to talk about money

• Giving and receiving support (even when it feels uncomfortable)

• Heavy energy, drama, and emotional depletion

• Busyness that takes her away from creativity and presence

• Energetic disruptions that drain instead of empower.

• Volatile markets and political uncertainty

• Further increases in property prices and the pressure this puts on buyers

• The continued rise of ETFs and why they're changing the game

• Why long-term investing beats market-watching every single time

• The possibility of interest rate increases — and what that means for your budget.

Alpha also shares what's brewing for early 2026: a community-focused program designed to bring women together to grow, learn, and create empowered money momentum.

This episode invites you to pause, reflect, and think about your own year — financially, emotionally, and personally — so you can step into the new year with clarity and intention.

In this inspiring episode of Money with Alpha, Alpha sits down with the dynamic Billie Sharp — entrepreneur, public speaker, and founder of multiple thriving businesses — to talk about what it really takes to dream big and create generational wealth.

Billie shares her journey from working three jobs as a teenager to becoming the owner of six diverse businesses across industries like tech, e-commerce, and trades. She opens up about:

• The mindset shift from earning money to creating wealth

• Building businesses based on real-world gaps rather than rigid plans

• Using data and intuition to make smart financial and business decisions

• How she runs multiple companies without running herself ragged

• Why she and her husband chose to homeschool their daughter and design life on their own terms

• The lessons she learned from early money mistakes — and how she rewired her habits

• What generational wealth really means to her (and why it's about more than money)

• The power of authenticity, confidence, and letting your sparkle shine — even if it's with a tiara! 👑

Billie also talks about her big, audacious goal: to become a billionaire not for status, but to create global change through impact investing — much like the Gates Foundation.

💡 Key takeaway: Money is opportunity. Power is the ability to create change. Dreaming big is not selfish — it's necessary.

Connect with Billie Sharp:
Instagram: www.instagram.com/billiesharp.official

Facebook: www.facebook.com/billiesharp.official

Website: https://billiesharp.com.au/

The Bizillionaire Academy: https://bizillionaireacademy.billiesharp.com.au/

In this heartwarming and eye-opening conversation, Alpha sits down with Raylz Wynyard, co-founder of a family-run NDIS support service built on empathy, lived experience, and integrity.

Raylz shares how her journey began when her son was diagnosed with autism, before the NDIS in its current form even existed, and how that personal experience led her to create a business that does things differently. With her husband and adult children now part of the company, Raylz has built more than a business: she's built a legacy of care, community, and respect for people living with disabilities.

They talk about:

• The personal story that inspired Raylz to start her business

• The importance of empathy, humour, and humanity in disability care

• Navigating the financial side of NDIS with fairness and transparency

• Running a family business (and keeping the peace!)

• How Raylz's daughter (who works in the busiess), at just 20 years old, has already saved a house deposit

• Creating a business that gives back time, freedom, and stability for future generations.

This episode is a celebration of heart-led leadership, resilience, and the power of aligning your values with your business and money decisions.

Tune in if you want to:
✔️ Learn how to grow a service business without losing its soul
✔️ Be inspired by a family who turned adversity into impact
✔️ See what real values-driven entrepreneurship looks like in action.

In this episode, Alpha sits down with Feng Shui specialist Suzanne Butler to explore how the energy of your home and workspace influences your money flow, health, and overall wellbeing. Suzanne shares her fascinating journey from the Australian Defence Force to becoming a sought-after Feng Shui expert, helping clients transform chaos into clarity — both energetically and financially.

They dive deep into how clutter, blocked spaces, and even the position of your desk can affect your sense of worthiness and ability to attract abundance. Suzanne's story of financial turnaround — from toxic relationships and debt to flow and prosperity — illustrates just how powerful intentional space design can be.

In this episode, you'll learn:

• Why your environment mirrors your inner state (and your bank balance)

• How clutter, disorganization, and "energy hoarding" create financial blockages

• The subtle link between worthiness, self-belief, and money flow

• Practical Feng Shui tips to invite abundance into your home and business

• The importance of decluttering as an act of self-respect and empowerment

Resources Mentioned:

• www.harmonisingEnergies.com – Suzanne's website with free quizzes

• Suzanne's podcast WTF is Feng Shui

• Follow Suzanne on Instagram (@harmonising_energies_fengshui) and Facebook at harmonisingenergiesfengshui