Why do smart, capable people still struggle with money?

In this episode of Money and Motion, we explore the emotional relationship with money and why financial advice alone is often not enough. The real issue is not spreadsheets or strategy. It is the emotional patterns that quietly drive spending, saving, investing, and avoidance.

This conversation examines:

• How emotional barriers shape financial decisions
• The influence of family and cultural money patterns
• Why logical advice fails without emotional alignment
• The six-step process for transforming your relationship with money
• Practical actions you can take immediately

For women over 50 who feel “behind” or stuck despite knowing what to do, this episode addresses the deeper patterns that keep financial progress stalled. If you have ever thought, “I know what to do, but I don’t do it,” this discussion breaks down why that happens and what to change.

This is not about hustle. It is about clarity, awareness, and practical emotional work that supports financial progress.

Money and Motion is for women 50+ who want to build wealth, sustain health, and thrive.

Chapters

• 00:00 The Emotional Impact of Money
• 05:28 Transforming the Money Relationship
• 17:43 The Six Steps to Transforming Money
• 33:01 Concrete Actions for Change

Manufactured housing is one of the least discussed real estate asset classes in mainstream investing conversations. Yet institutional investors have been allocating capital to it for years.

In this episode of Money and Motion, Josefina Bonilla Velez speaks with Leo Young, Founder and Managing Partner of Cornell Communities, about manufactured housing as an investment strategy. They explain how private real estate deals work, how they differ from public market investments like stocks and REITs, and what investors need to understand before participating in this type of opportunity.

You will learn:

• How manufactured housing communities generate cash flow
• The structure of private real estate syndications
• Key risks in private real estate investing
• How access to deals works
• Who this type of investment may or may not be appropriate for

For women over 50 evaluating how to make their assets work harder within a shorter runway, this is a practical conversation about diversification, income generation, and thinking beyond traditional portfolios.

Manufactured housing may not be for everyone. But understanding how this asset class works allows you to make informed decisions about where your capital goes.

Money and Motion is for women 50+ who want to build wealth, sustain health, and thrive.

Subscribe for grounded conversations about real estate, investing, reinvention, and financial clarity in midlife.

Have you ever looked at a new job, role, or opportunity and thought, I don’t know if I can do this — even though, on paper, it makes sense? In this episode, I talk about what happens in those moments when nothing has gone wrong, yet doubt shows up anyway.

I share my own experience starting this podcast and how familiar self-doubt surfaced once the work moved from idea to execution. We explore why imposter thoughts often appear at the edge of something new and practical ways to respond by staying anchored in what is actually happening, rather than letting old narratives shape your next move.