When does it make sense to stop DIY planning and bring in a pro? In this episode, we break down the signs you might be ready for a financial planner — from growing complexity to behavioral blind spots — and when you’re better off managingthings yourself. Plus, we cover how advisors get paid, what “fiduciary” really means, and the red flags to watch for before handing over your money.

Learn how to turn everyday spending into powerful rewards. In this episode, we share simple strategies to maximize cashback, credit card points, and stacked offers so you can earn more value from purchases you’re already making. Whether you’re just starting or refining your rewards game, you’ll walk away with practical tips to spend smarter — not more.

Start 2026 with a clear roadmap as we navigate the latest regulatory shifts and major life milestones. Whether you’re planning for a wedding, a new home, or a career pivot, this episode provides the tactical steps to align your personal goals with the current economic landscape for a winning year.

Amex cards look fancy—but are they actually worth it?
In this episode, we unpack how to maximize American Express credit cards without overspending or overcomplicating things. From everyday earning strategies to travel perks, statement credits, and Amex Offers, we’ll show you how to get real value (and avoid rookie mistakes). Perfect for beginners and Amex power-users alike.

Chase points can feel confusing—but they don’t have to be. We’re breaking down exactly how to maximize Chase cash back and travel credit cards in a simple, realistic way. From bonus categories and card pairings to redemptions thatactually, make sense, this episode helps you get more value from the cards they offer —and decide if travel rewards are worth it for you.

Ever wonder how some people make travel look effortless? In this episode, we share practical, expert-approved travel tips you can actually use — no fluff, no unrealistic advice. Learn how to spend wiser, avoid common travel mistakes, and move through your destination with confidence so you can focus on enjoying the trip, not managing the chaos.

In this episode we discuss the easy checks such as requoting insurance every year to make sure youare savings the most money you can.

Sean and Garo discuss different ways to set up your budgetand also what works best for them.