In this episode of Money Is Emotional, Christine Luken explains how to choose the right financial professional based on your specific money challenges. With so many options available—including financial planners, financial advisors, financial coaches, wealth coaches, and financial counselors—it can be difficult to know who is best equipped to help.

Christine emphasizes that not all financial professionals provide the same services, and hiring the wrong person can cost you time, money, and frustration.

Christine discusses:

• How to know which financial planner you actually need.
• Why you should not judge a financial planner by their title.
• How financial coaches help with debt, spending, saving, investing, and money mindset.
• Deciding between group coaching or private 1:1 financial coaching.
• The cheapest option isn’t always the best value.

Resources:

• Connect with Christine Luken for Private Financial Dignity® Coaching: https://www.christineluken.com/apply/
• Book a Money Power Hour with Christine: https://bit.ly/MoneyPowerHr
• Join the waitlist for The Merchant Priestess Path: https://7-pillars-llc.kit.com/mpwaitlist
• Join my free community, Spiritual Women Building Wealth: https://bit.ly/SWBWfbgroup
• Episode 92 of the Money is Emotional Podcast, Creating Your Wealth Map: https://bit.ly/MIEpodcast92

On this episode of Money is Emotional, Christine Luken speaks with author Jennifer Blanchard about redefining what it means to feel rich before reaching a particular financial milestone. Jennifer shares her journey from debt, financial uncertainty, and feeling limited by money to developing a healthier relationship with earning, receiving, and experiencing abundance.

Christine and Jennifer discuss:

• Feeling rich and being financially wealthy are not the same thing.
• How childhood experiences can shape our beliefs around money.
• Why you may be financially successful but still feel like you’re lacking
• Why Jennifer’s mum told her that money shouldn’t be received for doing things that are easy.
• Practical ways to cultivate a feeling of abundance without overspending or going into debt.

Connect with Christine Luken:

• Join my free community, Spiritual Women Building Wealth: https://bit.ly/SWBWfbgroup
• Book a Money Power Hour with Christine: https://bit.ly/MoneyPowerHr
• Connect with Christine Luken for financial coaching: https://www.christineluken.com/apply/
• Join the waitlist for the next round of The Merchant Priestess Path: https://7-pillars-llc.kit.com/mpwaitlist
• Subscribe to the Merchant Priestess Substack to get early access to my next book: https://christineluken.substack.com/

Connect with Jennifer Blanchard:

• How to Feel Rich Even If You’re Not Yet book: https://amzn.to/4gHrw2V
• Substack: substack.com/@authorjenniferblanchard
• Instagram: https://www.instagram.com/authorjenniferblanchard
• TikTok: tiktok.com/@fuckthehow
• Website: https://www.jenniferblanchard.net/

About Jennifer Blanchard:

Jennifer Blanchard is the self-made bestselling author of F*ck the How, Quantum Leap Your Life, and Manifest Everything, which are roadmaps for manifesting your dreams and desires without needing to know the How ahead of time.

Her practical approach to intentional manifesting is doable and easy to understand. Readers of her books and students of her courses have said Jennifer clarifies and translates everything they’ve previously learned about manifestation.

She has a Bachelor’s degree in Journalism and Public Relations with a minor in Creative Writing.

Jennifer has authored more than a dozen books, including several romance novels, and is co-author of the book, Miraclefesting: Inspiring Stories to Help You Recognize and Create Everyday Miracles in Your Life.

On this episode of The Money Is Emotional Podcast, host Christine Luken explores how money shame can be transformed from something painful and limiting into a source of financial dignity, self-awareness, and action. She distinguishes between external money shame, which comes from other people’s expectations and judgments, and internal money shame, which comes from our own financial behaviors, inaction, or lack of knowledge.

Christine discusses:

• How to tell if you are feeling external money shame.
• The difference between internal and external money shame.
• The cure for internal money shame.
• Money shame can reveal neglected desires and goals.
• How to transform money shame.

Connect with Christine Luken:

• Connect with Christine Luken for financial coaching: https://www.christineluken.com/apply
• Join my free community, Spiritual Women Building Wealth: https://bit.ly/SWBWfbgroup
• Book a Money Power Hour with Christine: https://bit.ly/MoneyPowerHr
• Money is Emotional and additional books by Christine Luken: https://www.christineluken.com/books/
• Join the waitlist for the next round of The Merchant Priestess Path: https://7-pillars-llc.kit.com/mpwaitlist
• Disappointment is Necessary: How Letting Others Down Sets You Free by HR Hutzel:
  https://hrhutzel.substack.com/p/disappointment-is-necessary-how-letting-others-down-sets-you-free
• Subscribe to the Merchant Priestess Substack to get early access to my next book: https://christineluken.substack.com

On this episode, Christine Luken speaks with Jen Conkey, a multifamily real estate investor, capital strategist, and entrepreneur, about moving from simply earning money to becoming a strategic owner of wealth. Jen shares her journey from a 22-year corporate career where she earned a high income but experienced lifestyle creep and financial stress to building a real estate portfolio that generates cash flow and ultimately leaving corporate America.

Christine and Jen discuss:

• The problem with lifestyle creep.
• Why profit matters more than revenue.
• Buy assets before buying liabilities.
• What does a wealth circulator mean
• The fears or beliefs that prevent high earners from becoming owners.
• Teaching women to prioritize cash flow.

Connect with Christine Luken:

• Join my free community, Spiritual Women Building Wealth: https://bit.ly/SWBWfbgroup
• Book a Money Power Hour with Christine: https://bit.ly/MoneyPowerHr
• Connect with Christine Luken for financial coaching: https://www.christineluken.com/apply
• Join the waitlist for the next round of The Merchant Priestess Path: https://7-pillars-llc.kit.com/mpwaitlist
• Subscribe to the Merchant Priestess Substack to get early access to my next book: https://christineluken.substack.com

Connect with Jen Conkey:

• Instagram: https://www.instagram.com/jenconkey
• Facebook: https://www.facebook.com/jennifer.conkey
• Remote Multifamily Investing Academy (RMFIA): https://rmfiacademy.com
• Website: https://eightfigurefemme.com

About Jen Conkey:

Jen Conkey is a transformational leader, entrepreneur, and mindset strategist with a mission to empower individuals to break free from limitations and achieve extraordinary results.

As a co-founder of initiatives like the Remote Multifamily Investing Academy, Warriors of Wealth, and WOW Live, Jen has positively impacted thousands of lives by guiding them to unshackle themselves from fear, self-doubt, and societal expectations.

With expertise in NLP, neuroscience, and leadership development, Jen’s unique approach combines cutting-edge science with actionable strategies to create lasting change. Known for her vibrant energy (“Jenergy”) and strategic insights, she inspires individuals to build lives filled with purpose, freedom, and prosperity.

On this episode of Money Is Emotional, Christine Luken speaks with David Delisle, founder of The Awesome Stuff, about helping children develop a healthy relationship with money before they inherit unhealthy financial beliefs from the world around them.

Christine and David discuss:

• Why money conversations and education should start from a young age.
• The money stories pass down to their children.
• It’s okay for parents not to have all the answers.
• Money conversations don’t have to be confrontational.
• Financial wellbeing begins long before you earn your first paycheck.

Connect with Christine Luken:

• Join my free community, Spiritual Women Building Wealth: https://bit.ly/SWBWfbgroup
• Book a Money Power Hour with Christine: https://bit.ly/MoneyPowerHr
• Join the waitlist for the next round of The Merchant Priestess Path: https://7-pillars-llc.kit.com/mpwaitlist
• Subscribe to the Merchant Priestess Substack to get early access to my next book: https://christineluken.substack.com/

Connect with David Delisle:

• Website: https://www.theawesomestuff.com
• The Golden Quest: Your Journey to a Richer Life graphic novel and The Awesome Stuff Discovery Cards: https://www.theawesomestuff.com/products/essential-pack-book-cards/
• Instagram: https://www.instagram.com/theawesomestuff
• TikTok: @theawesomestuff
• YouTube: https://www.youtube.com/@theawesomestuff

About David Delisle:

David Delisle is a TEDx speaker, author, and creator of The Awesome Stuff. He wrote The Golden Quest and built the question, “Is this my Awesome Stuff?”, after watching his own father chase more and lose what mattered most. He speaks to schools, families, and communities across North America.

On this episode of Money Is Emotional, Christine Luken speaks with Juliana Uto, investor, startup advisor, and founder of Wealth Bravery, about developing the skills and judgment needed to become a better steward of wealth.

Christine and Juliana discuss:

• Financial knowledge isn’t the same as investor judgment.
• How women can develop investment confidence?
• Risk tolerance is learned through experience.
• Understanding the role your investments play in your overall wealth strategy.
• The emotional transformation that happens when you take ownership of your financial future.
• Why your net worth doesn’t necessarily determine your financial freedom.

Connect with Christine Luken:

• Join my free community, Spiritual Women Building Wealth: https://bit.ly/SWBWfbgroup
• Book a Money Power Hour with Christine: https://bit.ly/MoneyPowerHr
• Join the waitlist for the next round of The Merchant Priestess Path: https://7-pillars-llc.kit.com/mpwaitlist
• Subscribe to the Merchant Priestess Substack to get early access to my next book: https://christineluken.substack.com/

Connect with Juliana Uto:

• Website: www.wealthbravery.com
• Instagram: https://instagram.com/juliana_uto
• LinkedIn: https://linkedin.com/in/julianauto
• Facebook: https://www.facebook.com/juliana.uto

About Juliana Uto:

For nearly two decades, Juliana was a senior leader at a global oil and gas major — evaluating assets, making strategic investment decisions at a corporate level, and operating in environments where capital decisions carried real consequence. All while quietly building her own multi-seven-figure portfolio from the inside out.

When her daughter was born, she knew she wanted to be present — not traveling internationally for someone else’s balance sheet. She left at forty. Not because she had to — because she’d built the architecture to make it possible. The optionality to stay or go, to work or not, wasn’t something she stumbled into at sixty-five. It was something she designed for, intentionally, long before she needed it.

Then she built Wealth Bravery to give other high-earning women the same framework: the capital allocator’s lens, the private markets access, and the clarity that changes how you see everything you’re building.

On this episode of the Money Is Emotional podcast, host Christine Luken challenges common stereotypes about trust fund and “nepo” babies while exploring the realities of inheritance, family businesses and generational wealth. Christine argues that criticizing people who inherit wealth while hoping to create wealth for your own family sends conflicting messages about your financial goals.

Christine discusses:

• Why you need to rethink negative assumptions about inherited wealth?
• Being a “nepo baby” isn’t as easy as it looks.
• Family businesses require preparation, not entitlement.
• Why trust fund babies are relatively uncommon?
• Money and inheritance are deeply emotional.

Resources:

• Schedule your Money Power Hour: https://bit.ly/MoneyPowerHr
• Join me in my free Facebook Group, Spiritual Women Building Wealth: https://bit.ly/SWBWfbgroup
• Get your copy of Money is Emotional: Prevent Your Heart from Hijacking Your Wallet: https://amzn.to/4w4GHbx
• Follow and subscribe to the Merchant Priestess on Substack: https://substack.com/@christineluken

In this deeply personal episode of the Money Is Emotional Podcast, host Christine Luken welcomes her friend Nicole Olsthoorn for an honest conversation about a misunderstanding that could have ended their friendship but instead made it stronger. Rather than avoiding conflict, both women chose curiosity, accountability, and open communication, demonstrating what emotionally mature friendships can look like.

Christine and Nicole discuss:

• How to settle misunderstandings with grace and emotional maturity.
• Taking responsibility for your own emotions rather than making others responsible for them.
• Why healthy female friendships are not defined by the absence of conflict?
• Recognizing that emotional triggers often point to unresolved experiences from the past.
• Repairing relationships through honest, respectful conversations instead of gossip, avoidance or resentment.

Connect with Christine Luken:

• Join the Wealthy Woman Book Club®
• Subscribe to the Merchant Priestess Substack to get early access to my next book
• Connect with Christine Luken for financial coaching
• Book: The Untethered Soul by Michael Singer

Connect with Nicole Olsthoorn:

• Website: Nicole Olsthoorn
• Substack: The Celtic Goddess with Nicole Olsthoorn
• Facebook: Nicole Olsthoorn
• Podcast: Speaking Goddess with Nicole Olsthoorn
• Linkedin: Nicole Olsthoorn

About my guest:

Nicole Olsthoorn (aka The Celtic Goddess) is a high priestess, a seer and channel, and an expert in creating sacred spaces. She uses her spiritual gifts to guide ambitious soul-led female founders and leading ladies in the reclamation of their feminine intuition, power, and leadership through online and in-person rites, rituals, and ceremonies that elevate and transform instantly. Nicole believes that women are the catalyst for the evolution of humanity, and that the world isn’t collapsing — she is emerging.