Hi everybody, welcome back to Mindverse! Season 8 is here, and I'm starting it with Scott Zuckerman, financial services professional and founder of Financial Fitness Passport.

Scott's point is that nobody teaches us this stuff in high school or college, so we end up asking family and friends for money advice. He puts it this way: you wouldn't ask them for medical advice, so why ask them about your money? We talk about the mistake he sees most (living beyond your means, because people love credit cards and credit cards really love people), and why so many of us feel that first-paycheck "I can finally treat myself" pull.

We also get into why finance feels so overwhelming, how the jargon makes people give up, and how Scott keeps it simple, sunglasses and umbrellas included. And we talk about AI. ChatGPT can explain what life insurance is really well, but it won't ask whether you have kids, what you're trying to protect, or what your situation looks like. That's where the human side still matters.

Scott's advice is to start somewhere, because "I don't have enough money" is one of the biggest myths out there. You can get a free score from 0 to 100 at Financial Fitness Passport, and if you're under a 70, you've got some work to do.

Connect with Scott on LinkedIn and check out Financial Fitness Passport. See you next week with another guest!

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.