Thinking about saying YES to that job offer? Before you jump in, ask these 5 critical money questions! Whether you’re a school leaver, job seeker, or career changer in Saint Lucia, this episode of Let’s Talk Money with Naomi Jean will help you make smart, financially sound career decisions.
✅ Salary vs. Take-home pay
✅ Hidden costs of working
✅ Long-term growth opportunities
✅ Benefits and deductions
✅ Peace and purpose in your choice
Subscribe for more financial clarity tips!

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I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com

Let's Talk Money Podcast, co-hosted by Steva Jay, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach w...

🌀 Storms may be unpredictable, but your finances shouldn’t be. In this episode of Let’s Talk Money, we break down how to financially prepare for the hurricane season in Saint Lucia and the wider Caribbean. From emergency budgeting to protecting your assets, this is your step-by-step guide to building financial resilience—before the storm hits.

🔹 IN THIS VIDEO, YOU’LL LEARN:
✅ How to create an emergency hurricane budget
✅ What essentials to stockpile now (and how to pay for them)
✅ Why having cash on hand is still important
✅ Tips for protecting your income and important documents
✅ Insurance: home, contents, and health—are you covered?
✅ Saving ahead with a storm season fund
✅ How to avoid last-minute stress and unplanned spending

✝️ FAITH + FINANCE
God calls us to be wise stewards of our resources. Planning ahead isn’t fear—it’s faith in action. Let this episode guide you in preparing with purpose, saving with strategy, and protecting what matters most.

🛒 𝑺𝑯𝑶𝑷 𝑴𝒀 𝑫𝑰𝑮𝑰𝑻𝑨𝑳 𝑷𝑹𝑶𝑫𝑼𝑪𝑻𝑺 & 𝑺𝑬𝑹𝑽𝑰𝑪𝑬𝑺
FREE TOOLS:
✅ Monthly Budget Planner https://shop.naomisnumbers.co/b/PBFQI
✅ Saving Challenge https://shop.naomisnumbers.co/b/fPh6O
✅ $1K Savings Challenge https://shop.naomisnumbers.co/b/ohliR

PREMIUM RESOURCES:
💰 Budget Planner – $27 https://shop.naomisnumbers.co/b/0txy8
📄 Personal Income Tax Filing – $175 https://shop.naomisnumbers.co/b/8Q5Ck
📞 90-Min 1:1 Financial Consultation – $150 https://shop.naomisnumbers.co/b/feLV9
🧾 Naomi’s Numbers Basic Budget Sheet – $7 https://shop.naomisnumbers.co/b/sq3eL

🛍️ Shop Now: https://shop.naomisnumbers.co

💬QUESTION FOR YOU:
Have you created a hurricane emergency fund yet? What’s your biggest storm-season worry?

Share in the comments—we’re here to support and prepare together! 💬👇

#HurricanePrep #LetsTalkMoney #NaomiJean758 #StormSeasonReady #EmergencyFund #FinancialResilience #CaribbeanFinance #FaithAndFinance #BudgetingTips #DisasterPreparedness

Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN

Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you!

Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe!

I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/

I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com

Let's Talk Money Podcast, co-hosted by Steva Jay, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach w...

Are you truly prepared for the future? In this powerful recap episode, we’re wrapping up a year filled with financial truth, smart strategies, and real Saint Lucian examples that help you build wealth, avoid traps, and plan ahead—the right way.

From understanding the NIC system to spotting scams, from building income with what you already must protect your family through insurance—this is the financial education you didn’t get in school, but need for life.

🔹 𝑰𝑵 𝑻𝑯𝑰𝑺 𝑽𝑰𝑫𝑬𝑶, 𝒀𝑶𝑼’𝑳𝑳 𝑳𝑬𝑨𝑹𝑵:

✅ What the NIC really is—and how to benefit from it

✅ Why under-declaring income can cost you later

✅ How self-employed persons should register & contribute

✅ How to verify your employer’s NIC payments

✅ The red flags of scams, get-rich-quick traps & pyramid schemes

✅ Safe habits when using WhatsApp, email, or social media

✅ Why insurance is key to protecting your future

✅ How to turn your skills & resources into real income

✅ The money mindset to grow, thrive, and build your legacy

🔑 𝗞𝗘𝗬 𝗥𝗘𝗠𝗜𝗡𝗗𝗘𝗥𝗦:

💡 NIC = Income protection, not a bank account

💡 Everything depends on your contributions

💡 Self-employed? Register early & pay honestly

💡 Employees: Verify your NIC payments yearly

💡 Scams are everywhere—Don’t forward it before you fact-check it

💡 Protect yourself AND others by staying informed

💡 Start small with what you have. Wealth begins with a mindset.

💡 Insurance matters—don’t wait for the storm to start preparing

💫 𝘽𝙪𝙞𝙡𝙙 𝙔𝙤𝙪𝙧 𝙇𝙚𝙜𝙖𝙘𝙮 – 𝙋𝙪𝙧𝙘𝙝𝙖𝙨𝙚 𝙔𝙤𝙪𝙧 𝙏𝙞𝙘𝙠𝙚𝙩𝙨 𝙏𝙤𝙙𝙖𝙮:

📲 Message Naomi on WhatsApp https://wa.me/17583844576 or

📲 Contact Sarah Chronicles https://wa.me/17587321600

💬 𝑸𝑼𝑬𝑺𝑻𝑰𝑶𝑵 𝑭𝑶𝑹 𝒀𝑶𝑼:

What was the most powerful money lesson you learned this year?

Drop it in the comments below 👇 Let’s reflect, grow, and finish strong!

Hey, can you leave me a review? Watch this video to know how: https://youtu.be/81JsYEqfL04?si=FaT9UAxiiezSnRMN

Here is how to Rate, Review, & Follow on Apple! Click on the show in Apple Podcasts, and scroll to the bottom of my podcast until you see the five stars! Tap the stars to rate, then select "Write a Review". Thank you!

Don't forget to follow me on Facebook, Linkedin, Youtube and Instagram. Please like and subscribe!

I've got some AWESOME PRODUCTS on my website for you at https://shop.naomisnumbers.co/

I'm eager to hear your thoughts on this podcast! Your feedback is precious to me. Please share your thoughts by emailing me at naomisnumbers@gmail.com

Let's Talk Money Podcast, co-hosted by Steva Jay, provides practical financial advice and expert insights to help individuals achieve financial clarity. Each 10-minute episode covers essential topics like budgeting, debt management, credit, and saving, empowering listeners with the tools needed to take control of their financial future. Hosted by Naomi Jean, a seasoned financial coach w...