MetroTex released its September numbers: 7,228 closed sales, down 6.6 percent from last year, while the median price slipped just 1.6 percent. Sales cooled about four times harder than prices, listings tightened at the same time, and what that standoff means for buyers negotiating terms and sellers pricing to the comps.

The numbers from this episode:

• Closed sales: 7,228, down 6.6 percent from September 2025 (MetroTex)
• Active listings: 34,502, down 2.2 percent from a year ago (MetroTex)
• Median price: 379,990 dollars, down 1.6 percent year over year and about 10,000 dollars below the August median (MetroTex)
• Typical home sold in 95 days, one day faster than last September (MetroTex)
• 4.5 months of inventory, down from 4.8 months a year ago (MetroTex)

Sources:

• DFW Agent Magazine, "Closed home sales decline in DFW as median price recedes," October 13, 2026, reporting the MetroTex Association of REALTORS September 2026 release: https://dfwagentmagazine.com/2026/10/13/metrotex-housing-report-sept-26/

Kyler Hood, eXp Realty, TX license #828001. 469-434-2586. https://kylerhood.com

Freddie Mac's weekly survey held the 30-year fixed at 7.40 percent, unchanged and the highest print in 52 weeks. Why the Thursday headline is already stale by the time you hear it, what the survey actually measures, and why builder buydowns in the 4s and 5s mean nobody's real quote looks like the headline.

The numbers from this episode:

• 30-year fixed: 7.40 percent for the week ending October 15, unchanged from the week before, a 52-week high; a year ago it was 6.27 percent (Freddie Mac)
• 15-year fixed: 6.71 percent, down a tick from 6.73 percent (Freddie Mac)
• "The average 30-year fixed-rate mortgage remained unchanged this week." (Sam Khater, Freddie Mac chief economist)
• Daily benchmark the same day: about 7.29 percent versus the weekly survey's 7.40 (Optimal Blue, via Mortgage Daily)
• The survey collects lender data Monday through Wednesday and publishes Thursday, so mid-week moves show up a week late
• The survey covers conventional, conforming purchase loans for borrowers with excellent credit putting 20 percent down

Sources:

• Freddie Mac Primary Mortgage Market Survey, week ending October 15, 2026: https://www.tradingview.com/news/globenewswire:d0807bceb094b:0-mortgage-rates-hold-steady-at-7-40/
• Mortgage Daily, Freddie Mac PMMS tracker (weekly vs daily): https://www.mortgagedaily.com/mortgage-rates/freddie-mac-pmms/
• Builder incentive tracker: https://kylerhood.com/#incentives

Kyler Hood, eXp Realty, TX license #828001. 469-434-2586. https://kylerhood.com

HOA dues, plainly. What they are, what they usually cover in new construction, why dues vary so much between communities, and the four things to check before you buy: dues history, what's covered, whether there's a master association on top, and any planned special assessments. Plus the builder-to-homeowner handoff wrinkle and how to compare dues honestly between two communities.

The numbers from this episode:

• Dues figures in this episode are illustrative of the range across new communities, not quotes for any specific HOA

Sources:

• Texas Tax Trap Calculator (includes HOA where sampled): https://kylerhood.com/tax-trap-calculator/

Kyler Hood, eXp Realty, TX license #828001. 469-434-2586. https://kylerhood.com