Is travel insurance worth it? A delayed flight is frustrating. Getting sick or injured far from home raises a much bigger question: what happens next?

Cameron DeJong shares why he buys trip insurance for every trip, inspired by conversations with travelers who were grateful they had coverage. One traveler’s unexpected illness in Europe brings the medical side of travel protection into focus, including getting care overseas and getting home afterward.

Whether you’re planning a Virgin Voyages cruise, a transatlantic sailing, or another vacation, this episode explores the questions worth asking before you decline coverage. What do your existing health insurance and credit card benefits include? How should you think about the policy price alongside potential medical needs? Which pre-existing condition rules, purchase deadlines, and cancellation options deserve a closer look?

Cameron also shares why he uses Faye Travel Insurance while encouraging you to compare providers and review the policy details. It’s a practical conversation about preparing for the trip you’re excited to take, including the unexpected turns along the way.

Chapters

00:00 Why I Buy Travel Insurance
02:12 Flight Delays, Lost Bags & Credit Cards
03:01 Illness Abroad & Medical Evacuation
04:28 Looking Beyond the Policy Price
07:08 Flight Delays, Faye & Shopping Around
08:27 Pre-Existing Conditions & Cancellation

Resources mentioned

Explore Faye Travel Insurance through CamJon Travel (affiliate link).

Planning your next adventure? Visit CamJon Travel to connect with Cameron.

Follow Know Where You Want To Go Travel Podcast for practical travel conversations, and share this episode with someone getting ready for their next getaway.

Cameron is a travel advisor, not a licensed insurance agent. This episode shares general information and traveler experiences. Coverage, benefits, eligibility, limitations, and exclusions vary by policy. Review policy documents and direct coverage questions to the insurer.

A lot of Americans expect a trip to Europe to work the way travel works at home. It doesn't, and that's the point of going.

Cameron DeJong, CTA and Top 100 Virgin Voyages First Mate, walks through a Europe trip in order: booking it, the paperwork, the border, and being there. Along the way: why the flight can cost more than the cruise, the UK's £20 ETA (good for two years), why nobody should be paying for ETIAS yet, flying with an insulin pump, the "three hour" disembarkation warning that turned into a ten-minute face scan, and why a hotel in Europe may not confirm your booking with your travel advisor.

Chapters

0:00 Intro

0:49 Booking: the flight can cost more than the cruise

3:15 Paperwork: passports

3:33 The UK ETA

4:59 ETIAS

5:25 At the border: flying with an insulin pump

7:34 Three hours vs. ten minutes: the EU's new face scan

8:28 Being there: language

9:13 Privacy: why European hotels won't talk to your advisor

10:35 The checklist

11:36 Wrap-up

Official sources

UK ETA: gov.uk/guidance/apply-for-an-electronic-travel-authorisation-eta

EU Entry/Exit System and ETIAS: travel-europe.europa.eu

The transatlantic fare figure compares July and August with June, from one summer 2026 fare analysis. Flight times to Athens vary by departure city.

Cameron is a travel advisor, not an immigration lawyer or a medical professional. Always confirm entry requirements on official government sites, and talk to your doctor and device maker about traveling with medical devices.

Plan your Virgin Voyages sailing with CamJon Travel: camjontravel.com

Some people know Virgin Voyages is their thing. Others are just… curious — intrigued, a little intimidated, quietly wondering if it's a ship for a cooler person than they are. This episode is for the curious.

It's the sequel to Ep 36 (Perfect Fit or Floating FOMO?) — the one you kept writing back about, asking the same question: okay, but how do I actually KNOW before I spend the money? Cameron's honest answer is that some things a quiz simply can't tell you — whether adults-only feels like freedom or like something's missing, whether a smaller ship feels intimate or cramped. You can't reason your way there. You have to stand on the ship.

So once a year, Cameron hosts a four-night Introduction to Virgin Voyages built for exactly that. Inside: why he makes people take a quiz that sometimes says "don't book," the case for going short first, who should skip the intro entirely, what changes when the person who booked it is standing right there at breakfast — and his honest relationship with a deadline on his own group sailing.

The sailing: Brilliant Lady, March 4–8, 2027 — round-trip Miami with Key West and the Beach Club at Bimini. Cameron and Jonathan are on board. Everything's at cjtravel.link/introvv

Take the free Perfect Cruise Quiz anytime at camjontravel.com.

• 00:00 — The sequel you wrote for me. Ep 36 (Perfect Fit or Floating FOMO?) hit a nerve, and almost everyone came back with the same question: okay, but how do I actually know before I spend the money?
• 01:04 — Are you "Virgin curious"? The cruiser who keeps hearing Virgin is "different" and can't tell if different means better — intrigued, a little intimidated, quietly wondering is this a ship for a cooler person than I am?
• 02:51 — The quiz that sometimes says "don't sail Virgin." Why a guy who sells Virgin Voyages built a free tool that talks some people out of it — and why that's self-defense, not sainthood.
• 05:12 — Fit before fare — and where a quiz hits its ceiling. Some questions no quiz can answer: does adults-only feel like freedom or like something's missing? Is "no buffet" liberating or annoying? Intimate ship or cramped ship? You have to stand on it.
• 07:16 — The fix: a 4-night Introduction to Virgin Voyages. Brilliant Lady, the newest ship in the fleet — round-trip Miami, Thursday to Monday, Key West + the Beach Club at Bimini. March 4–8, 2027.
• 08:20 — Why go short first. The whole industry upsells the longest sailing. For a first Virgin voyage, four nights is the smart bet — love it and you've found your line; don't and you spent four nights, not eleven. "The quiz you take with your feet."
• 09:40 — Who should skip this sailing. If you already love Virgin, book something longer and go somewhere this itinerary doesn't reach. This is a tool for one job — not the destination.
• 10:55 — "We're there." What a hosted voyage actually is: Cameron and Jonathan on board, a day-two get-together, a group dinner, a private crew community — because a first-timer doesn't need a concierge, they need a person.
• 11:53 — Solo, but not alone. One of the only ways to travel by yourself without traveling alone — come on your own, leave with a crew you keep up with.
• 12:27 — Deadlines, honestly. No blinking countdowns here. A date I set, I could move — the ship I can't. 16 cabins at the group price, early-bird date August 26. Clocks lie; inventory doesn't.
• 14:19 — Why this one's a little more sales-forward — and why a low-cost intro on one of the fastest-growing cruise lines is worth the ask.