Jacksonville Wind Mitigation and Home Insurance, Fall 2026
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On October 7, Citizens froze new policies statewide as Isaias approached — and hurricane season runs to November 30. The wind mitigation form changed this April, Citizens will require flood coverage on every wind policy starting January 1, and the claim clock has a deployment pause for servicemembers. Plus September's market bed (NEFAR median $399,000; Freddie Mac 30-year held at 7.40%) and a segment for out-of-state buyers: Duval vs Clay at two speeds.Chapters:0:00 The October 7 binding freeze0:30 Market bed: September numbers and rates1:34 Wind mitigation and the new form2:28 Roof age and the 4-point3:14 Flood rules and the January 1 deadline4:00 Deductibles and claim deadlines4:35 Segment: buying from out of state5:34 The checklistRead the full post: https://www.militaryrealtyflorida.com/blog/jacksonville-wind-mitigation-insurance-fall-2026/Call or text (904) 309-0609 — militaryrealtyflorida.com