Is the California FAIR Plan Really Fair? #262
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Is the California FAIR Plan Really Fair? #262
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Regan Brown and co-host Bill Mann of Paradise Pools sit down with Tina Keele, Vice President with Socher Hub Insurance, to break down what HOA boards and community managers need to know about today’s insurance market.
They discuss why more HOAs have been pushed into the FAIR Plan, the critical coverage gaps communities may not realize they have, and why DIC and wrap policies have become so important. Tina also shares what she’s seeing in the market now, including signs that secondary carriers may be becoming more competitive again.
The conversation covers wildfire risk, rising premiums, community hardening, Firewise programs, water and storm exposure, and what it may take for HOAs to transition back into the standard insurance market.
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