Episodi

  • Credit Cards and Small Business
    Jul 2 2026

    According to JD Power surveys, 49% of small businesses are financially unhealthy. That fact, coupled with their discovery that 89% of small businesses use credit cards for business purchases, can lead to danger. Especially, when we learn that the average interest rate on credit cards rose to 21% in February from 14% in 2022. Borrowing money ...

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    1 min
  • Don’t Miss Today
    Jul 17 2026

    The break-neck pace of work today tells us that we can’t stand still or we will fall behind. The accelerating pace of new technology creates an exhausting sense that we need to urgently get to the next big thing. But when we focus too much on what’s next, we miss being present in the moment. ...

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    1 min
  • Pillars of Commerce: Intellectual Property Rights
    Jul 9 2026

    As we celebrate our nation’s 250th anniversary, I’m highlighting some foundational pillars for business that our Founding Fathers established. The fifth pillar is intellectual property rights. Our Founders were creative and forward thinking when it came to protecting inventors, authors, and artists. The Constitution proclaims, “To promote the progress of science and useful arts, by ...

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    1 min
  • Pillars of Commerce: Protection of Private Property
    Jul 3 2026

    As we celebrate our nation’s 250th anniversary, I’d like to highlight some foundational pillars that our Founding Fathers established, allowing businesses to flourish. Because of their wisdom, the U.S. became a place where risk-taking was rewarded, innovation was protected, and power was constrained. One of the first pillars is protection of private property. Our Founders ...

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    1 min
  • Pillars of Commerce: Rule of Law
    Jul 6 2026

    As we celebrate our nation’s 250th anniversary, I’m highlighting the foundational pillars that our Founding Fathers established, allowing businesses to flourish. The second pillar is the rule of law. Our Founders had experienced injustice from rulers and leaders who were able to change the rules anytime it benefitted them personally. Because of their experiences, our ...

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    1 min
  • Pillars of Commerce: Enforcable Contracts
    Jul 8 2026

    As we celebrate our nation’s 250th anniversary, I’m highlighting the foundational pillars for business that our Founding Fathers established. The fourth pillar is enforceable contracts. Before the Constitution was written, individual states could undermine contracts that crossed state lines. The Constitution was written, in part, to unify a nation and provide that no state law ...

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    1 min
  • PIllars of Commerce: Religious Freedom
    Jul 10 2026

    As we celebrate our nation’s 250th anniversary, I’m highlighting some foundational pillars for business that our Founding Fathers established. The final pillar for our discussion is religious freedom. Centralized control over ideas was not uncommon to our Founders. From the beginning, freedom was a driving force behind many of our forefathers coming to America. The ...

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    1 min
  • Brave Questions
    Jul 13 2026

    As Kathy and I were returning our Alamo rental car and trying to catch a flight home, we were pleased with the two friendly young men who served us. One of these young men asked a very brave question. He asked, “Was there anything at all that we could have done better?” It seems like ...

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    1 min