Did you know crossing an income line by just $1 in retirement could cost you and your spouse thousands of dollars every year?

In this episode 60 of the Ideas by Mike, Mike Milligan, CFP sits down with Mark Annese, IRMAACP, a technologist, data analyst, and creator of the IRMAA Certified Planner designation (now merged with the National Social Security Association).

Mark Annese explains how the Income-Related Monthly Adjustment Amount (IRMAA) acts as a hidden tax surcharge on Medicare Part B and Part D premiums—and why most retirees don’t realize they’ve triggered it until it’s too late.

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Is your business customer-centric or truly customer-driven? On this episode of Ideas by Mike, host Mike Milligan sits down with organizational psychologist and author Dr. James Killian to break down why customer service isn’t enough. Discover actionable strategies to build compounding trust, prevent customer churn, and ethically leverage AI without sacrificing human connection.

Dan Chuparkoff is an international keynote speaker, technology strategist, and AI expert. Having previously worked as a team lead at Google, Dan left the tech giant to help individuals and businesses navigate the massive transformation brought on by Artificial Intelligence.

With decades of experience at the forefront of major technological shifts (including cloud computing, web platforms, and mobile tech), Dan specializes in translating complex technical concepts into clear, practical strategies.

In this episode, he explains how generative transformers operate, why AI should be used as a personal "ranking coach" rather than a decision-maker, and how both professionals and retirees can safely integrate AI tools into their long-term planning.