Are you the best version of yourself?

Not the version that shows up for a meeting…

Not the version you post online…

But the real version.

The one your family experiences every day.

In this episode, we’re having a deeper conversation than you might expect.

Because life on your terms isn’t just about money…

It’s about who you are while you’re living it.

We’ll talk about:

• How easy it is to slowly drift away from who you want to be
• Why major life changes can reveal who you’ve become
• How choosing joy daily brings you back to yourself

If you’ve ever wondered whether you like the person you’re becoming… this episode is for you.

Ready to learn how to create lasting financial clarity and freedom? Financial Independence Society is the place to be! Your journey to financial security begins with my free masterclass. The 4-Step Map to Financial Security: Without Tracking Lattes.

Let’s connect on social media!

Instagram: https://www.instagram.com/positively.jane/

Youtube: https://www.youtube.com/@PositivelyJane

Facebook: https://www.facebook.com/positivelyjane/

There was a time in my life when everything looked perfectly fine on the outside…

The house was beautiful.

The bills were paid.

Life looked…good.

But underneath it all, there was a quiet unease I couldn’t ignore.

In this episode, I’m sharing the moment everything changed — the day I realized that budgeting alone wasn’t going to create the kind of financial security I truly wanted.

Because here’s the truth:

Financial freedom isn’t something you chase… it’s something you build.

We’ll talk about:

• The difference between managing money and building wealth
• Why so many women feel “fine”… but not secure
• The mindset shift that changed everything for me

If you’ve ever felt like you’re doing all the right things with money… but still wondering if it’s enough, this episode is for you.

Ready to learn how to create lasting financial clarity and freedom? Financial Independence Society is the place to be! Your journey to financial security begins with my free masterclass. The 4-Step Map to Financial Security: Without Tracking Lattes.

Let’s connect on social media!

Instagram: https://www.instagram.com/positively.jane/

Youtube: https://www.youtube.com/@PositivelyJane

Facebook: https://www.facebook.com/positivelyjane/

Did you know that money is power? Meaning - when you not only have money, but you know what to do with your money - you have power.

Education in anything creates self-assurance, confidence and feeling of being in control. Because you know.

And, since money can be a total stressor in the lives of most women…I would love to see you in control of your own money. I would love to see you with fat investment accounts and the financial future of your dreams.

In this episode I chat about:

• Money isn't taught anywhere and as a result...
• That lack of education can hold you back from reaching your fiancial goals.
• Investing is key in growing money so your money can work for you (and not the other way around).
• Money power is available to anyone - including YOU!

Show links:

• Stop making the same mistakes: 3 Financial Mistakes Most Women Make (and how to avoid them)

• Download your transactions and save: You Need a Budget (YNAB)

• Learn how to become financially FREE: How to Create Wealth

Let's be Instagram Friends:

https://www.instagram.com/positively.jane/

PositivelyJane Website:

https://www.PositivelyJane.net

Are you a victim of overspending? Meaning…you know you shouldn’t hit that buy button or cruise the Target aisles or whip out that credit card for the cutest outfit ever! But you buy it anyway and think that you will figure out how to pay for it later even though your budget is screaming NO!

Have you ever set up a budget and then could not stick to it so you felt like a failure in your own financial life?

If you answered yes to either of these questions this podcast is for you. I am going to dive into why we overspend and why a budget isn’t usually the answer.

In this episode I chat about:

• How your emotions play a big role in your spending habits.
  
  
• The 8 reasons why most women overspend.
  
  
• Why a budget doesn't work if your emotions are in over drive.
  
  
• Why replacing your thoughts of financial failure and guilt with thoughts of abundance and extra will help you create the wealth of your dreams.
  
  
• And so much more.

SHOW LINKS:

• Automate your money transactions: You Need a Budget (YNAB)
  
  
• Start creating wealth today: How to be a Millionaire
  
  
• How much money will you have in retirement: Retirement Calculator
  
  
• Start your wealth journey with this easy budget: Beginning Budget
  
  
• Catch up on all the money goodness: Money Blog Posts
  
  
• Download the transcript: Podcast #22 Transcript

Check out the website: Positively Jane

Join the private facebook group: Financial Literacy Society

Let’s be Instagram friends: PJ Instagram

Ready to start your journey to freedom? Check out: Financial Independence Society

I gotta ask - do you have any idea how much money you will need to live when you retire? What I mean is…where is the money coming from? Who is going to pay you when you are no longer working?

Do you have a retirement plan at work? Have you set aside money into retirement accounts like a 401K or IRA? Do you even have any idea what those are?

Are you relying on social security? And if so, have you looked at how much social security will pay you..or not pay you?

In this episode I chat about:

• Where is your retirement money coming from
  
  
• Do you know how much Social Security will pay you?
  
  
• What lifestyle do you want to live when you retire?
  
  
• Will you have enough money if you live to be 90 or older?

SHOW LINKS:

• Learn how to create wealth and freedom: How to Be a Millionaire

• Track your money the easy way: You Need a Budget (YNAB)

• Get the Transcript: #21 Podcast Transcript

Let’s be Instagram friends: https://www.instagram.com/positively.jane/

Join the Financial Literacy Facebook Group: https://positivelyjane.net/PJ-Facebook

Positively Jane Website: https://www.PositivelyJane.net

There are different types of excuses. As I mentioned in Part 1 of Living a life of excuses - there are the ‘that’s the way I was raised’ or ‘that’s just the way I am’ excuses.

But what about the other ones? The ones that tie directly to situations and circumstances. Maybe you say ‘there isn’t enough money’ or ‘I ran out of time’. Both of which are excuses.

In this episode of the Positively Jane podcast I am going to dig into excuses a bit more.

In this episode I chat about:

• What exactly are excuses and how do excuses affect your everyday life and who you are on the inside.

• The top 5 excuses that most people make.

• How to eliminate excuses from your life.

• Becoming the person you were meant to be - not the one cloaked in excuses.

SHOW LINKS:

• Start tracking your finances: Easy Budget Plan

• Step up your money: Budgeting 101

• Start paying with cash: Cash Envelope System

• Learn how to create wealth: Financial Independence Society

• Start your joyufl life today: Joyful Living Quickstart Guide

• Never miss a thing: Aging Gracefully Newsletter

• You Need a Budget (YNAB): You Need a Budget (YNAB)

• Get the Transcript: #20 Podcast Transcript

Let’s be Instagram friends: https://www.instagram.com/positively.jane/

Join the PJ Facebook Group: https://positivelyjane.net/PJ-Facebook

Positively Jane Website: https://www.PositivelyJane.net

How many times have you said - ‘well, that’s just the way I am’. Or how about ‘that’s the way I was raised.’ Or how about this one ‘everyone does that’. Usually this type of response comes from a question someone asked you and then you have your defensive answer - meaning - I can’t help it.

But did you know that you can help it? You can stop being defensive and making excuses. This episode of the Positively Jane podcast is about excuses. And how living a life of excuses does not bring out your best or even the potential for you to live a content and joyful life. Hang onto your yoga pants cause this one is a biggie!

In this episode I chat about:

• The definition of excuses and how your excuses limit your full potential.

• Behaviors and examples that set the stage - how to recognize excuses in yourself.

• How it’s important that you make changes - not only for yourself but for the others around you.

• The 5 things that are happening to you when you live a life of excuses.
  

SHOW LINKS:

• Begin living your joyful life today: Joyful Living Quickstart Guide

• Track your money the easy way: You Need a Budget (YNAB)

• Get the Transcript: #19 Podcast Transcript

Let’s be Instagram friends: https://www.instagram.com/positively.jane/

Join the PJ Facebook Group: https://positivelyjane.net/PJ-Facebook

Positively Jane Website: https://www.PositivelyJane.net