How does an accounting and advisory firm actually use AI?In this episode of the Planting Seeds Podcast, Josh and Nick from Harvest Advisory Group talk about how we use AI in the real world — where it helps, where it doesn’t, and why it still takes actual people, judgment, and good information to make it useful.We also cover a few questions business owners run into all the time:How do owner draws and distributions actually work?What’s one number every business owner should know without having to look it up?What’s a tax myth we hear constantly?And if we could ban one piece of business jargon forever, what would it be?Then we get into a question straight from the field:How much should I actually be paying myself — and how should I be doing it?And finally, it’s time to Stump Josh:What is the biggest factor that causes business owners to miss out on sales opportunities?From AI and taxes to owner pay and sales, this episode covers a little bit of everything that comes with actually running a business.Have a question you’d like us to answer in a future episode? Drop it in the comments.

Can you just do your own books?Absolutely.But in Episode 6 of the Planting Seeds Podcast, Josh and Nick from Harvest Advisory Group talk about why DIY bookkeeping can get messy, especially when business owners are trying to run the business, manage customers, make decisions, and somehow keep the financials clean at the same time.We also dig into a few other small-business questions:What business expenses are actually tax deductible?What’s something perfectly legal in business or accounting that sounds like it shouldn’t be?Would you rather have 10 huge customers or 1,000 small ones?And, explained like you’re 10: what does a “write-off” actually mean?Then we tackle a listener-submitted nightmare scenario:What happens if a business owner accidentally uses a business account for a major personal investment, or personal funds for a major business transaction, and doesn’t realize it until six months later?How do you clean that up correctly from a legal, tax, and accounting standpoint without making an already messy situation worse?It’s bookkeeping, taxes, business decisions, and a little bit of “please tell me we can fix this.”Have a small-business question you’d like us to answer on a future episode? Drop it in the comments.

Do I have to 1099 my contractors?It sounds like a simple question. And then, because this is accounting, the answer is…it depends.In Episode 5 of the Planting Seeds Podcast, Josh and Nick from Harvest Advisory Group tackle what business owners need to know about issuing 1099s to contractors, including when they may be required, what information you should be collecting, and why this is something you probably don't want to figure out at the last minute.Then we get into another round of rapid-fire small-business questions:What should you talk to your accountant about before you do it instead of afterward?Does every business actually need to grow?What should someone do financially before starting a business?How do you know when it's time to hire your first employee?And what's the difference between a profitable business and a healthy business?Because making money is important. But making money doesn't automatically mean everything in the business is working the way it should.Have a question you'd like us to answer in a future episode? Drop it in the comments! We're looking for real questions from real business owners.