Ek message aata hai — "aapki policy band ho rahi hai, abhi renew kariye" — aur neeche ek link. Is episode mein hum do cheezein alag karte hain. ROGUE MALWARE, jo CCPA ki terah dark patterns mein se ek hai: aisa software jo aapko vishwaas dila de ki aapka device kharaab hai, taaki aap ek nakli cleaner khareed lein. Aur NAKLI RENEWAL LINK, jo dark pattern hai hi nahi — wo seedha dhokha hai. Pichle teen episodes mein saamne wala asli tha aur sirf tareeka galat tha. Aaj saamne wala hi nakli hai. Pehchaanne ka tareeka? Do minute ki ek aadat.

3 BAATEIN YAAD RAKHIYE

1. Dark pattern aur dhokha ek nahi hain. Ek mein business asli hota hai aur tareeka galat; doosre mein saamne wala hi nakli hota hai.

2. Message ko khabar maaniye, raasta nahi. Payment ke liye hamesha company ka app, khud type kiya gaya website address, ya policy par likha toll-free number.

3. Premium company ke khaate mein jaata hai, kisi vyakti ke account ya personal UPI ID mein nahi. Aur OTP kisi ko nahi.

Cyber financial fraud report karne ke liye: helpline 1930 aur cybercrime.gov.in. Insurance se judi shikaayat ke liye: IRDAI ka Bima Bharosa portal. Arthvaani ki awaaz AI ki madad se banayi gayi hai; har script SUD Life ke experts dwara review ki jaati hai.

www.sudlife.in

Star Union Dai-ichi Life Insurance Co. Ltd. | IRDAI Registration No. 142.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDAI or its officials do not engage in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

#Arthvaani #SUDLife #DarkPatterns #DPDPAct #CyberFraud #InsuranceAwareness #FinancialLiteracy #AasaanBhasha