03 - Insurance and Risk Management: Protecting Your Business and Assets
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03 - Insurance and Risk Management: Protecting Your Business and Assets
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Description: Running a home inspection business involves significant risk—but the right insurance can protect you from financial disaster. This comprehensive episode explains the critical difference between Errors & Omissions (E&O) insurance and General Liability (GL) insurance, why you need both, and what each actually covers. Learn about claims-made versus occurrence policies, understand when and how to report incidents to your insurance company, and discover why your deductible may not be refunded. We'll also cover bonding requirements, worker's compensation insurance obligations, and often-overlooked gaps in your homeowner's and vehicle insurance that could leave you exposed. Find out which insurance is required in regulated states and how to ensure your ancillary services are properly covered. Don't wait until you need it to understand your coverage.
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